How to collect money via mobile banking transfer

Use ICBC Mobile Banking (SMS) for transfer and remittance:

SMS format: HK#Outgoing card number#Incoming card number (account number)#Payee name#Amount#Payment password

Example: HK#9558800200101234567#9558800200107654321# Zhaoqiansun#350#******

4. Use ICBC Mobile Banking (WAP) for transfer and remittance:

Tips

1. If you don’t know the payee’s account number, you can enter his name, ID type and number, and remit the money to an ICBC branch you designate, and the payee will Bring valid documents to withdraw funds.

2. For the convenience of operation, you can save the frequently used payment account information in the online banking "My Account-gt; ICBC Remittance-gt; My Payee" for direct payment next time. Query usage.

3. When handling transfers and remittances, you can select a payee in "My Payees" through query, and the system will automatically complete the payee's account name, account number and other information. This helps you reduce input workload and operational errors. In addition, you can select a payee in My Payees and directly click the transfer and remittance function to handle the transfer and remittance business.

4. You can use the "SMS Notify Payee" function in a single transfer and remittance to send a text message to the payee after the online banking transfer is successful to remind the other party to check in time.

ICBC Mobile Banking (WAP) Channel:

Notes

1. You can query up to 5 hours through the "Inter-bank Transfer and Remittance Inquiry" function of personal online banking Inter-bank remittance information within the day.

2. When you use telephone banking to make inter-bank remittances, you must have an ICBC Elite Club Account Card or Money Link Card, and the card needs to be registered for telephone banking through the counter.

3. Currently, the receiving bank for inter-bank remittance business can support all major commercial banks across the country. If you want to remit money to a local commercial bank, please confirm with the local commercial bank whether the bank's system supports the People's Bank of China inter-bank system.

4. Allows you to set signature-free for specific payees, and transactions can be conducted within a certain limit without using electronic banking media authentication.

CCB

Mobile-to-mobile transfer service function

You don’t need to know the other party’s account number, just enter the other party’s mobile phone number and amount, no matter whether the other party is CCB Mobile Banking or not Customers, regardless of whether they have a CCB account or not, have a way to collect payment! Processing conditions

1. You need to be a mobile banking premium customer;

2. The payment account is a contract account of mobile banking. Business Guide: Transfer money to CCB Mobile Banking customers

Mobile-to-mobile transfer supports CCB's intra-city and non-local transfers. You first select the contracted current account as the payment account, and then enter the recipient's mobile phone number and transfer amount. , you can transfer money to the payee who has opened the mobile banking service, and the payee will receive a corresponding SMS reminder. Transfer money to non-CCB Mobile Banking customers

If the payee has not opened CCB Mobile Banking, in addition to the payee's mobile phone number and transfer amount, you also need to enter the payee's name information. After the transfer is submitted, the payee will receive a text message from 95533 prompting a deadline for collection. The payee can go to any CCB counter to open an account or use an existing savings account, open mobile banking and enter the collection menu to receive payment. The payee of a small amount of money can send the text message "88# CCB Current Account Number" to 95533 to complete the payment.

If the payee does not make a withdrawal within the collection period, the transfer transaction will be automatically canceled.

Warm reminder:

1. After the transfer is submitted, if the other party does not meet the conditions for immediate payment, the transferred funds will still be retained in the payer's account and can be spent normally. In order for the payee to withdraw money normally, the payer must ensure that the account balance is sufficient and the account status is normal.

2. When a payer submits a transfer to a non-CCB mobile banking customer, there is a single and daily cumulative transfer limit (subject to the local branch). This limit is not included in the payer's current transfer limit for the day; the actual When receiving payment, the single and daily cumulative amount of payment received from each account of the payee will be included in the payer's cumulative current transfer limit for the day.

3. If your mobile phone supports the Symbian6.0 operating system, you can directly call the mobile phone's address book to select the payee's mobile phone number.

Collect money

You can log in to mobile banking to check the balance and detailed account

or insert the card into an ATM or deposit machine to check the balance

Insert the card into the payment machine to check the balance and detailed account