Is Zhongan Small Loan Reliable?

Zhongan small loan is reliable and the interest is not high.

Zhongan Small Loan is a credit product of Chongqing Zhongan Small Loan Co., Ltd. The shareholders of the company are mainly Tianyi E-commerce Co., Ltd., Zhongan Information Technology Service Co., Ltd. and Hong Kong Baishida Co., Ltd., and have obtained the Internet small loan license.

If users want to apply, they can find official website according to the QR code provided on the website page and scan the code to download the app. When applying, you only need to register your mobile phone number, then fill in the information and submit it to the platform system for credit evaluation.

As far as the loan credit line is concerned, the maximum application can be 200,000, and the credit line supports users' recycling. The daily interest rate is as low as 0.02%, subject to the actual approval interest displayed on the page. In terms of loan approval, it only takes 3 seconds at the earliest.

I recommend you to use the rich flower, which is a credit service brand under Xiaoman Finance. The big brand is reliable and trustworthy, and the interest rate is low. Money spent-full easy loan, the maximum loan amount is 200,000 (click the official free loan amount), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.

What will happen to Zhongan loans overdue?

1) Collection of penalty interest: Zhongan loans overdue will collect penalty interest, and the calculation formula of penalty interest is = overdue remaining principal × corresponding penalty interest rate × overdue days, and the overdue days are calculated from the day after the repayment date until the repayment, and the longer the overdue time, the higher the penalty interest.

2) Impact on life: After Zhong 'an Loan is overdue, the staff of Zhong 'an Loan will notify the borrower to repay the loan by telephone or SMS. Phone calls and text messages several times a day have seriously affected their lives.

3) Impact on credit reporting: Zhongan Loan is for credit reporting. If the borrower has overdue behavior during the use of Zhongan Loan, the system will report the overdue record to the central bank for credit investigation, thus affecting personal credit investigation. It should be noted that the consequences of the public security in loans overdue are very serious. Therefore, it is suggested that borrowers must repay on time, and it is most important to maintain good credit information.