Do I need to open a text message on my bank card?

Every time we go to the bank to apply for a bank card, the teller always asks: Do you need to open SMS notification? Customers think that the monthly cost is only 2~3 yuan, but it is tens of yuan a year. If I had 4~5 bank cards, I wouldn't have to spend a lot of money that year! Therefore, most customers will hesitate to open the SMS notification of bank cards.

From the perspective of information leakage and property security

Many friends in life think that their bank cards have SMS notification service, and personal information will be unsafe. They think that those promotional text messages and phone calls are caused by SMS notifications from their bank cards. Actually, this is a misunderstanding. The bank has a clear stipulation that it is strictly forbidden to disclose customers' personal information, and the management is strict. Generally speaking, those harassing information calls should not be caused by the short message service of bank cards.

If SMS notification is enabled, you will receive SMS reminder once your bank card has any changes in funds; If you receive a short message notice of fund change without operating your bank card, it may be that your bank card has been stolen and swiped, so that we can deal with it in the first time and maintain our own fund security, which is also an important purpose of short message notice.

Achieve win-win

Opening SMS notification is good for both individuals and banks. For banks, you can charge a certain SMS fee; There are many bank customers, and one year is also an income. In a word, the only advantage of SMS notification is that it can receive the information of bank funds changes in time.

You don't have to open it, you have to judge it from your own situation. A few dollars a month is not too much, and it is not free to say less, depending on your personal situation.

If there is no SMS notification service, what methods can be used to obtain changes in funds? Now every bank has a mobile banking app, which is very convenient to log in. You can also check the details and see the changes of funds in more detail.

In addition, the official WeChat account will also have the option of "My Account" directly. We can directly log in to the official WeChat account, and directly check the account amount, account details, bank account and other changes on the official WeChat account page of the bank.

Do you want to open SMS notification for bank cards?

If there is a lot of money in the card, it is better to send a text message to remind you. Now that there are so many "black technologies", it is inevitable that there will be problems with funds one day. It would be better to have a SMS reminder. Anyway, 2-3 yuan is good. If you don't have much money, you don't need to open a six-digit password for two or three deposits!

Whether to open the bank SMS notification service depends entirely on the individual situation. If the funds in the card will change frequently, then SMS notification service must be opened. If there is little business in the card, there is no need to open it. Nowadays, with the continuous development of network technology and communication technology, the means of swindlers are also varied. We have heard some news that bank cards have been stolen.

This situation is generally caused by improper use of personal bank cards. Personal bank card information and passwords were stolen by criminals, and money was taken away by illegal means. We have worked hard to save all the money in the bank card. When using bank cards, you must improve your safety awareness and never reveal any privacy to protect your property.