Is it true that the money station sent an overdue text message saying that the lawsuit was filed?

If it is overdue at first, it will not be easy to sue at home. If the overdue time is long and the overdue amount is large, the money station will call for collection.

However, if the borrower's overdue behavior is serious, Qianzhan can bring a lawsuit to the court.

Overdue currency stations will have the following consequences:

1. By default, the money station will charge a penalty of 10% of the monthly repayment amount, with a minimum of 100 yuan and a minimum of 50 yuan for small short-term customers.

2. Penalty interest In addition to liquidated damages, Qianzhan will also charge corresponding penalty interest after overdue, with penalty interest = monthly repayment amount × (loan period-current period+1)×0.05%× overdue days.

3. Call for collection. Money stations will not only blow themselves up, but also blow up address books, which will seriously affect their personal lives and those of their relatives and friends. If you encounter illegal collection, you can keep the evidence and protect your legitimate rights and interests with the law.

4. sued for borrowers with serious overdue behavior, qianzhan will also sue them to the court.

I suggest that you borrow money from Qianzhan according to your own financial ability, and repay it on time after borrowing. If there is really no money to repay on the repayment date, you can ask someone to borrow money first, otherwise, once overdue, liquidated damages and penalty interest will increase the repayment pressure. Overdue money stations will also affect users' online black index scores, if the online black index scores are too low. The sub-scale of Cyberblack Index is 0- 100. The higher the score, the better the credit. When the score is less than 40, it belongs to the blacklist of online loans.

5. The low score of the Internet Black Index will not only affect the success rate of online loans, but also affect the user's flower beds and loan amount, and even lead to the closure of flower beds and loans. The impact of the blacklist of online loans on individuals is to apply for new loans, which is difficult to approve again. Although online lending is very convenient now, we must spend rationally, pay attention to repayment on time, and maintain our credit record. Long-term application for online loans must pay attention to your own online loan big data to prevent it from becoming a blacklist of online loans because of blind application.