Will I receive a notice to freeze my account?

If the account is frozen, I will be notified. When the people's court freezes the movable property, immovable property and other property rights of the person subjected to execution, it will make a ruling and serve it on the person subjected to execution and the person applying for execution. If assistance from other relevant units or individuals is needed, a notice of assistance in execution shall also be made and a copy of the ruling shall be served on the person assisting in execution.

1. Will I receive a notice to freeze my account?

1. Let me know if the bank card is frozen. Under normal circumstances, if the user opens the SMS prompt function and the bank card is frozen, the bank will inform me. In addition, if the judicial organs freeze personal bank accounts, they will notify the parties concerned. If there is no notice, it is often because the mobile phone number reserved for the bank has changed, or the short message service has been closed, so no notice has been received.

2. Legal basis: Article 2 of the Provisions of the Supreme People's Court on the Sealing-up, Seizure and Freezing of Property in Civil Execution by People's Courts.

The people's court may seal up, detain and freeze all movable property, immovable property, specific movable property and other property rights registered in the name of the person subjected to execution.

Unregistered buildings and land use rights shall be determined according to the approval documents of land use rights and other relevant evidence.

If the third party confirms in writing that the property belongs to the person subjected to execution, the people's court may seal up, detain or freeze the movable property possessed by the third party or the immovable property, specific movable property and other property rights registered in the name of the third party.

2. Does the freezing of bank cards affect personal credit information?

Depending on the reason why the bank card is frozen:

1. If the bank card is frozen due to the security risk of account payment, it will not affect personal credit information under normal circumstances, which is a measure for banks to ensure the security of users' fund accounts;

2. If the user's bank card is frozen due to "lazy" behaviors such as overdue repayment and non-repayment, the bank will upload the data to the central bank's credit information system. Under normal circumstances, there will be records of overdue repayment in the personal credit report, which will affect personal credit reporting.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 1 of the Provisions of the Supreme People's Court on the Sealing-up, Seizure and Freezing of Property in Civil Execution by People's Courts.

When the people's court seals up, distrains or freezes the movable property, immovable property and other property rights of the person subjected to execution, it shall make an ruling and serve it on the person subjected to execution and the person applying for execution. If the measures of seizure, seizure or freezing need the assistance of the relevant units or individuals, the people's court shall make a notice of assistance in execution and send it to the person assisting in execution together with a copy of the ruling. The ruling of sealing up, distraining and freezing and the notice of assistance in execution shall take legal effect when served.