What does it mean that Jingdong Financial Risk Assessment is due?

The validity period of risk assessment is generally one year. After the expiration, the customer needs to re-evaluate. You can use online banking or go to the bank, otherwise it will affect your purchase of wealth management products.

Risk assessment refers to the quantitative assessment of the impact and loss possibility of a risk event on human life, life and property before or after the risk event (but not yet over). That is, risk assessment is a quantitative assessment of the possible impact or loss of an event or thing.

From the perspective of information security, risk assessment is an assessment of the threats, weaknesses and impacts of information assets (that is, the information set of an event or thing), and the possibility of risks brought by the combination of the three. As the basis of risk management, risk assessment is an important way for organizations to determine information security requirements, which belongs to the planning process of the organization's information security management system.

It means that the "validity period" of investors' risk rating has passed and needs to be re-evaluated.

For users who have not conducted risk assessment or whose risk assessment has expired, when users log in to the homepage, investment details page and personal center, there will be relevant prompts to guide users to fill in the risk assessment questionnaire.