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How to handle ICBC's e-loan and what conditions are needed?
To apply for ICBC e-loan, the following conditions must be met before it can be successfully approved:
1. China citizens with full capacity for civil conduct, aged between 18 and 60 years old;
2. Having a fixed residence or domicile at the place where the branch is located;
3 have a proper job, a stable source of economic income, and the ability to repay the principal and interest of the loan on schedule;
4. Personal credit is good, and there are no bad credit records and serious negative information in the credit report.
ICBC will make an evaluation according to the comprehensive situation of customers. Generally speaking, the better their credit status, the greater the chances of getting approval and the easier it is to get a high quota. In addition to paying attention to maintaining good personal credit, customers can also prepare more wealth management income information such as large deposit certificates to ICBC when applying, which will help improve the chances of loan approval.
It should be noted that ICBC directors, supervisors, managers, credit practitioners and their close relatives do not support the application for ICBC e-loan.
If there is a demand for capital turnover, we recommend you to use Qianhua, a credit service brand under Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" in June 2065438+08). Big brands are reliable, with low interest rates and trustworthy. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%
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It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest and expenses, and strong security.
Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. Online lending is risky, so choose carefully!
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