Icbc's credit card was lifted, and it was resumed after receiving SMS.

ICBC's credit card was stopped by itself. Call the credit card customer service, and then apply to cancel the payment stop. After receiving the text message, resume it.

1. Can the cancelled ICBC credit card be restored?

ICBC's credit card can be restored after cancellation, but it depends on how it was cancelled before. If the card is not digested, you can take it back, and you can take it back through manual customer service. Of course, you need to check some information, such as ID number, some information registered when opening the card and so on. After confirmation, the staff will cancel the credit card immediately. If you cancel the card and cancel the account at the same time, it is impossible to recover. Generally speaking, after a credit card is cancelled, as long as it is not actively cancelled, the account will be kept for a period of time, and ICBC will generally keep it for customers for one year. If you want to use the card again during this period, you can apply for a new card.

2. How to negotiate installment for overdue ICBC credit cards?

Under normal circumstances, there is no grace period for ICBC credit card repayment. Once the cardholder fails to fulfill the repayment obligation on the final repayment date, it is the overdue behavior of the credit card, which will have a negative impact on personal credit information and will also affect the normal use of the user's credit card. First of all, the cardholder should apply to ICBC to negotiate installment repayment, and learn about personal credit card liabilities, liquidated damages, overdue interest expenses, etc. After submitting the installment repayment application to the bank, wait for the bank's reply and provide relevant information according to the bank's requirements. Be sure to explain to the bank the specific reasons for the overdue credit card, such as unemployment, bankruptcy, serious illness and so on. If there is no special reason, banks generally will not agree to negotiate installment repayment. Then wait for the bank's approval, and after the bank's approval, it can repay the overdue credit card in installments according to the negotiation.

Users must always negotiate with ICBC for repayment as soon as possible. The longer the overdue period, the worse it will be for users.