How long is the online loan overdue on the list of untrustworthy? Everyone should learn to dialectically tell the truth and falsehood after receiving the collected short messages.

There are a large number of indebted groups in society, and many people are living in debt. For some debtors with normal income, they can pay their debts slowly and move on. But for some people who are heavily in debt, being sued may be the most feared thing. How long is the online loan overdue on the list of untrustworthy? Everyone should learn to tell the truth when they receive a reminder message!

How long is the online loan overdue on the list of untrustworthy?

If a customer handles online loans on a licensed consumer finance platform, it is generally overdue for more than 90 days, and the platform has the right to sue. The platform brings a lawsuit to the court, and if the customer refuses to repay the loan after the court's judgment, it will be included in the list of untrustworthy enforcers by the court.

However, most people do small loans, and the platform will not easily sue. After all, it takes a lot of manpower, material resources and financial resources. For overdue customers, the platform will mainly call or send text messages for dunning. If the customer fails to repay the loan after repeated dunning, the platform may be outsourced to a special dunning company for dunning, and the daily life of the customer may be disturbed.

If the customer is overdue, don't ignore the dunning of the online loan platform, and don't let the platform lose contact with people. Instead, we should actively repay the loan, strive to pay off the arrears as soon as possible, and then repair the overdue damaged credit as soon as possible.

Of course, if you think that the fees charged by the platform are unreasonable and suspect that the platform is usury, customers can choose not to refund and collect relevant certificates to report to the platform.

If you are really sued by the court, there must be a court summons mailed to you, and you must sign it yourself to have legal effect. Before receiving this document, the information sent by the other party may be false.

The above is the related content sharing of "How long is the online loan overdue on the untrustworthy list", I hope it will help everyone!