Is Chongqing Bank Reliable?

From the background of Chongqing Bank, Chongqing Bank was established on September 19, 2007, and its predecessor was Chongqing Commercial Bank Co., Ltd. ..

2013165438+16 October, Chongqing Bank officially listed on the main board of the Hong Kong Stock Exchange, becoming the first mainland city commercial bank listed on the Hong Kong Stock Exchange and the first mainland banking stock listed in Hong Kong in the past three years.

Judging from the strength of Chongqing Bank, Chongqing Bank has 14 1 branches, covering all districts and counties in Chongqing, and has set up 26 branches in Chengyu, Guiyang and Xi.

Standard & Poor's, an international rating company, gave Chongqing BBB- a long-term issuer credit rating and a short-term issuer credit rating. The rating outlook is: stable.

At the same time, Chongqing Bank was given a long-term scale rating in Greater China by cnA and a short-term scale rating in Greater China by cnA-2.

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Chongqing Bank is the earliest local joint-stock commercial bank established in western China and the upper reaches of the Yangtze River.

In recent years, according to the development strategy of "three lobsters eat" formulated by the municipal government, we have made every effort to promote capital increase and share expansion, asset restructuring and investment listing.

After two times of capital increase and share expansion and three times of divestiture of non-performing assets, Dah Sing Bank of Hong Kong was successfully introduced as a strategic investor in April 2007, and 654.38 billion yuan of subordinated debt was successfully issued in April 2009, which further strengthened its capital strength and enhanced its ability to resist risks.

2013165438+16 October, Chongqing Bank officially listed on the main board of the Hong Kong Stock Exchange, becoming the first mainland city commercial bank listed on the Hong Kong Stock Exchange and the first mainland banking stock listed in Hong Kong in the past three years.

In recent years, under the cordial care of the superior units and regulatory authorities, under the correct leadership of the board of directors and the board of supervisors, and with the joint efforts of the employees of the whole bank, Chongqing Bank has withstood the double tests of the global financial crisis and changes in macro-control policies, with stable and orderly operation and management, rapid business development and good development trend of various indicators.

In 20 13, the total assets of Chongqing Bank exceeded 200 billion yuan, reaching 206.8 billion yuan, up 32.4% year-on-year;

Total deposits148.8 billion yuan and total loans of 90.5 billion yuan; Realized a net profit of 2.329 billion yuan, a year-on-year increase of 265,438+0.0%;

The average return on total assets is 1.28%, and the average return on equity is 2 1.4%.

The capital adequacy ratio was 65,438+03.26%, up 2.65,438+05% year on year; The non-performing loan ratio remained at a low level of 0.39%, which was the lowest among the listed peers.

In terms of institutional construction, Chongqing Bank now has 1 16 branches covering all districts and counties in Chongqing.

From June 5438 to February 2008, Chengdu Branch was successfully opened, and Chongqing Bank became the first city commercial bank in the west to realize cross-regional operation.

Guiyang Branch opened in March 20 10, and Xi 'an Branch successfully opened in April 2010.

In order to cope with the increasingly complex economic and financial situation, enhance market competitiveness, and actively respond to the policy call of the state to adjust the economic structure and encourage the development of small and medium-sized enterprises, Chongqing Bank has unswervingly pushed forward the pace of strategic transformation and taken the road of specialization and characteristic development, and has successively set up a special business center for small and medium-sized enterprises, a financial service center for scientific and technological innovation, and the first independent small enterprise credit center in Chongqing.