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How often does Xiamen Bank mortgage lpr interest rate update?
The lpr interest rate of Xiamen Bank mortgage is updated once a year.
According to the information released by the National Interbank Funding Center authorized by the People's Bank of China, the quoted interest rate (LPR) of the loan market from June 20, 2022 is: 1 year, 3.70%, and 5 years and above, 4.60%. The above LPR is valid until the next adjustment.
The Bank's reliance on LPR is as follows: loans with a term of one year or less shall be implemented with reference to one-year LPR, and loans with a term of more than one year shall be implemented with reference to five-year LPR.
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