Is it true that you texted me that it constituted financial fraud and you wanted to sue me?

Hello, it may be a scam message, if it really involves financial fraud.

First, the other party calls the police. Because it constitutes criminal responsibility, the police will file a case and arrest you.

Second, there will be a court summons. It is unlikely to send a written text message, but it can only be a fraudulent text message. And you don't know if you've made any financial fraud. As long as you are sure that you have not made financial fraud, it is false.