Is it true that consumer finance sent a text message to freeze my bank card?

Legal analysis: It's true. The bank has regulations that if you don't pay after a certain period of time, you can freeze your assets and dispose of them through the court. Consumer finance does not have this right, only the court does. The content of the text message is to scare you. Of course, they provide evidence to the court. If you don't go after the trial, the court will rule against you and will definitely implement it. The court will freeze your account.

Legal basis: Article 253 of the Criminal Law of People's Republic of China (PRC) commits the crime of infringing citizens' personal information.

Whoever, in violation of the relevant provisions of the state, sells or provides personal information of citizens to others, if the circumstances are serious, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention and shall also or only be fined; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined. Whoever, in violation of the relevant provisions of the state, sells or provides others with personal information of citizens obtained in the course of performing their duties or providing services shall be given a heavier punishment in accordance with the provisions of the preceding paragraph. Whoever steals or illegally obtains citizens' personal information by other means shall be punished in accordance with the provisions of the first paragraph. Where a unit commits the crimes mentioned in the preceding three paragraphs, it shall be fined, and the persons who are directly in charge and other persons who are directly responsible shall be punished in accordance with the provisions of the preceding three paragraphs.