Does China Merchants Bank charge for credit card SMS reminders?

Paid!

RMB 2 per month and RMB 30 per year

At present, the single consumption amount of China Merchants Bank credit card is less than 300 yuan for domestic POS card consumption

(Including quick payment) SMS reminders will no longer be sent, but you can check the usage of your credit card in real time through the official WeChat account of China Merchants Bank Credit Card.

According to the editor’s knowledge, the previous free SMS notification service is gone forever. Currently, Bank of China, China Merchants Bank, China Construction Bank, Agricultural Bank of China, Bank of Communications, Shanghai Pudong Development Bank and other banks have charging standards for credit card SMS notification services. According to the survey, there are 8 banks that have levied SMS notification service fees or plan to levy related service fees. Only ICBC, Agricultural Bank of China, and China Everbright Bank stated that regardless of the amount of credit card consumption, free reminders will be provided for each transaction.

The SMS service fee of most banks is 3 yuan/month. For example, the SMS notification service fee of China Construction Bank, China Guangfa, and Shanghai Pudong Development Bank is 3 yuan/month; Industrial Bank charges ordinary cardholders a monthly fee. The fee is 3 yuan, which is charged quarterly. There is no fee for gold cards and above. In addition, most banks also provide free text message notifications for consumption above a certain amount when charging. If the cardholder's single card consumption reaches the "threshold" set by the bank, he or she can receive free text message notifications for related transactions.

In addition, in addition to SMS notification fees, many banks have begun to cancel IC debit card opening procedures

fees this year. Industrial Bank announced last year that it would charge a cost of RMB 20 per card for new IC debit card applications and replacements starting from January 1, 2014. IC debit cards include IC cards and magnetic stripe IC composite cards.

Industrial and Commercial Bank of China will also resume the price of IC debit cards starting this year.