Will unpaid online loans go home to ask for money or hurt their families?

No, the borrowing company will not go directly to the house to ask for money or hurt the family. The following are specific instructions:

1. Generally, the borrowing company will sign a contract before issuing the loan to clarify the borrower's repayment responsibility and method. They mainly contact borrowers by phone, SMS, email or letter.

2. The borrowing company may take some legal measures to recover overdue funds, such as issuing a dunning notice or entrusting a third-party collection agency to collect them. However, these acts are usually carried out within the scope of the law and abide by relevant laws and procedures.

3. Personal information protection is very important in China. According to relevant laws and regulations (such as the Cyber Security Law of the People's Republic of China), the borrowing company has the obligation to protect the personal privacy information of the borrower and cannot disclose it to others.

To sum up, the borrowing company will not directly ask for money or hurt the family, but will collect it through legal channels and respect the personal privacy of the borrower.

Supplementary information: If the borrower encounters any harassment, intimidation or improper collection, he can complain to relevant departments, such as China Internet Finance Association and China Banking Regulatory Commission. In addition, borrowers should be cautious when choosing loan companies, understand the relevant contract terms and repayment obligations, and avoid disputes.