How to apply for installment payment with Pufa Credit Card?

What does full-account installment with Pudong Development Credit Card mean? How to apply?

Many cardholders are unable to repay in full after using Pudong Development Credit Card, so they would like to apply for bill installments. Bill installments are generally for bills that have already been issued. Some cardholders may not only have bills issued, but also Before the bill is issued, if you want to apply for installments together, you will need to use the full account installment. Next, let’s take a look at the full installment installment of Pudong Development Credit Card.

What does full-account installment with Pudong Development Credit Card mean?

Full-account installment actually refers to the total amount of arrears for transactions that have been billed but have not been billed, and you can apply for bill installment. In the past, installments for bills already issued and bills not yet issued could not be processed at the same time, but once the full account installment is released, it can be realized.

If you want to apply for full-account installment, you should pay attention to the range of the amount that can be installed. Generally, the application for full-account installment will give priority to the amount of the bill that has been issued by default; apply for the full-account installment for the part of the bill that has been issued For the installment part, the maximum balance due on the bill exceeding 95% of the total bill amount of the cardholder's credit card for the current period is not allowed to be applied for installment payment.

In addition, the full account installment will generate two bills converted into installments, which will offset the bill amount and the unbilled amount respectively. The monthly installment principal and installment handling fee of the full account installment will be The amount will be apportioned based on the total application amount.

How to apply for Pudong Development Credit Card full-account installment?

There are three processing channels:

1. WeChat Bank: Follow the Shanghai Pudong Development Credit Card official account on WeChat, bind the Pudong Development Credit Card you already hold, and enter "Full Account Installment" in the dialog box , the system will push a piece of information with an application link, click on the blue words in the information, and follow the prompts to apply for full account installment.

2. Puda Xiben APP: Download and install the Puda Xiben APP on your mobile phone. After registering and binding the card, you can see the full account installment on the installment interface. Just click and apply according to the prompts.

3. Customer service hotline: Directly call the customer service hotline on the back of the Pudong Development Bank credit card, transfer to manual service, and apply for full account installment.

How to apply for installment contract with Shanghai Pudong Development Bank? What conditions need to be met?

Pudong Development Credit Card has a contract installment service. After the cardholder signs the contract, future bills or single purchases will be automatically installmentd. However, signing an installment contract with Pudong Development Bank Credit Card is not something you can just do if you want. You must meet the application conditions and go through the correct channels. So, what conditions need to be met for Pudong Development to sign an installment contract? How to do it? Let’s find out together.

Conditions for signing installment contract with Pudong Development Bank Credit Card:

1. Must be the main cardholder of the credit card, supplementary cards are not supported;

2. No bad credit, Repay on time after consumption. After all, the bank will review the user's credit, and if the credit is not good, it is likely to be rejected.

3. You can only apply for bill installment or free installment payment. You can only choose one of the two.

Channels for Shanghai Pudong Development Bank Credit Card Signing and Installment Processing:

1. Shanghai Pudong Development Bank Credit Card Official APP: Download Xida Puben APP, log in, select Installment - Signing Installment, select application card and contract type , installment number, and minimum installment amount. After confirming the submission, the system will immediately review and notify the application result.

2. WeChat client application: Follow the "SPD Credit Card" official account on WeChat and bind the credit card to the official account, select "Microservices" - "I want to repay in installments" - "Sign up for installments" and select After confirming and submitting the contract type, number of installments, contract period, and minimum installment amount, the system will immediately review and notify the application result.

3. Mobile banking application: Log in to the Shanghai Pudong Development Bank mobile banking client, click "Shandong Pudong Development Credit Card", select the one you want to apply for, click "Instalment Signing Application", select "Microservices" - "I want to make installments" Repayment" - "Sign up for installments", select the contract type, number of installments, contract period, minimum installment amount, confirm and submit, the system will immediately review and notify the application result.

The above is a summary of the application methods and application conditions for Shanghai Pudong Development Credit Contracting Installment Business. Friends who want to apply for automatic installment business may wish to follow the above channels, and it will take effect after the application is successful.

How to apply for shopping mall installment with Pufa Credit Card? What are the requirements?

Many friends like to go shopping in shopping malls. It is inevitable that they will encounter products that they like but cannot pay in full. At this time, Pudong Development Credit Card comes in handy. You can contact Pudong Development Bank’s special merchants in the mall. Apply for credit card installment and take home the products you like first. So, how to handle the installment payment at the Shanghai Pudong Development Credit Card Mall? What conditions need to be met? Let’s find out together below.

1. Conditions for installment application for Pudong Development Credit Card Mall

This business is applicable to all types of Pudong Development Credit Cards issued by the Credit Card Center. Business cards do not support installment business.

In addition, the total amount of purchased goods must reach the minimum installment payment amount stipulated by the credit card center for shopping in the shopping mall, and you must apply for installment payment through the designated POS machine to the credit card center.

In general, the installment conditions of Pudong Development Credit Card Mall are still very simple.

2. How to apply for shopping mall installment with Pudong Development Credit Card

1. Go to the shopping mall designated by Pudong Development Bank with your Pudong Development Credit Card and shop at specially appointed merchants.

2. After viewing the products in the center, the merchant proposes installment payment to the merchant;

3. The merchant receives the request and enters the card payment amount and the number of installments at the designated POS machine. , apply for installment to the credit card center;

4. After the credit center passes the review, the cardholder takes out the credit card and swipes the card at the designated POS machine for consumption;

5. After the card is swiped successfully, a single transaction The entire consumption amount is transferred to installments.

The above is the relevant introduction of "How to apply for installment payment at Pufa Credit Card Mall? What are the requirements?", I hope it will be helpful to everyone. All in all, the Shanghai Pudong Development Credit Card Mall installment is easy to handle and the process is relatively simple. However, it should be noted that after the installment is successful, the cardholder's repayment amount in each installment must not be less than the minimum repayment amount, otherwise it will be considered overdue.

How to apply for car installment with Pufa Credit Card? Is it okay without a credit card?

What should I do if I don’t have money and want to buy a car? This is very simple. You can apply for the car installment business with Pudong Development Credit Card. You only need to pay a down payment of 10 to 30 yuan to take your car home. So, how to handle the Shanghai Pudong Development Credit Card car installment business? What conditions need to be met? Can I apply without a credit card? Let’s find out together below.

Conditions for Shanghai Pudong Development Credit Card car installment:

1. You need to submit your ID card, residence permit, and income proof materials;

2. Good personal credit, with Stable job and ability to repay;

3. You can apply for yourself or your immediate family members, such as parents, children, and spouses.

Pudong Development Credit Card Car Installment Process:

Pudong Development Credit Card Car Installment is relatively simple and only requires three steps to apply. The specific process is as follows:

1. Submit application materials : Visit the designated car dealer at the Shanghai Pudong Development Credit Card Center to view the car. After confirming the car model, submit the materials to the sales staff of Shanghai Pudong Development Bank and wait for the bank to review and approve the car and grant a loan limit.

2. Submit payment materials: After receiving the bank approval result notification, go to the dealer to pay the down payment, and then submit the payment materials to Shanghai Pudong Development Bank;

3. Go to the merchant to pick up the car. : Receive the car pickup notice from the merchant and drive the car home.

Can I apply for car installment without a credit card?

Yes. You need to fill in the "Application Form for Shanghai Pudong Development Bank Credit Card Car Installment Business" and apply for Shanghai Pudong Development Bank Credit Card and Car Installment Business at the same time.

The above is the relevant introduction to "How to apply for car installment with Pufa Credit Card? Can I do it without a credit card?" I hope it will be helpful to everyone. Although the Shanghai Pudong Development Credit Card car installment process is relatively simple, you can apply without a credit card, but whether it can be approved has to be decided by the bank. That is to say, it does not mean that you can apply successfully. It is still determined by your credit status. It is recommended When applying, try to provide proof of deposit and property information.

Applying Pudong Development Bank Credit Card Bill Installment by SMS

Friends who want to apply for Pudong Development Bank Bill Installment Installment can use the fastest processing method to send mobile phone text messages! The application results are approved in seconds, and you will know the installment results immediately!

1. Edit the last four digits (space) of ZDFQ (space) and the installment number

2. Send the text message content to 95528

3. Pudong Development System will immediately Review and send SMS notification results:

This is the end of the introduction of how to apply for installments with Pudong Development Credit Card.