How to apply for merchant aggregate collection code?

Taking the construction behavior as an example, the application steps are as follows:

1. First, you need to log on to the website of CCB.

2. Next, find "Enterprise Mobile Banking" in the webpage to download, install and log in.

3. Select "I want to be a merchant" in the login interface.

4. Finally, fill in your own information and wait for approval. After success, you can directly generate the QR code of the merchant and use it directly.

With the development of mobile payment, Alipay, WeChat and other major institutions have started their own mobile payment journey, which also makes merchants pay one QR code after another in front of the checkout counter, which is dazzling. For customers who are used to mobile payment, it is really troublesome to ask and choose the correct QR code for payment every time. Now, the "aggregate payment" function introduced by many institutions has eliminated the "trouble" of this kind of payment.

Although posting two more QR codes is not a "pain point" for merchants, it aggregates all payment channels and packages them to merchants to help them better complete the collection. Some citizens who often use mobile phones will find that QR code payment in many markets is no longer a "two-in-one" mode using Alipay and WeChat, but only needs to scan an aggregate payment code. In addition to Alipay and WeChat, this QR code also supports Baidu wallet, credit payment and other payment methods. This emerging "aggregate payment code" has brought great convenience to consumers and businesses.

In order to seize this "payment entrance", traditional banks, UnionPay and other major financial institutions, as well as consumer finance companies, are scrambling to launch their own aggregation payment codes, starting a "war" not to seize the market.

First, the bank has introduced one-code scanning aggregation payment, but it needs to provide business license and ID card.

The "two-dimensional code cashier" service launched by the bank is a two-dimensional code for small and micro businesses to collect money. Merchants only need to provide business licenses and ID cards. After the payment is successful, the merchant can receive a payment reminder message, and can also conduct transaction inquiry and bill download through the platform.

In addition to banks, some third-party platforms can also provide aggregate payment codes, combining WeChat and Alipay QR codes into one. This kind of aggregated payment platform does bring a lot of convenience to merchants, but these apps are not free. Merchants will charge a certain fee for withdrawing cash.

Second, how to apply for an aggregation code without a business license?

Of course, it is also possible. For example, using the two-dimensional rainbow QR code generator, the WeChat payment code and Alipay payment code can be combined into one. The combined payment code can be directly generated through the QR code Rainbow online QR code generator, and the payment will be directly paid to the merchant's Alipay and WeChat payment accounts. The application aggregation code can be generated without providing a business license, and most importantly, no additional service fee is charged for each collection. That is to say, help merchants collect money to their WeChat and Alipay accounts for free.

Third, how to merge the QR codes of WeChat and Alipay?

In fact, the method is also very simple. Xiaobai can also easily merge Alipay and WeChat QR codes, and both Alipay and WeChat users can scan and pay normally. The tutorial is as follows:

1. Get the payment QR codes of Alipay and WeChat respectively, and save them locally on the computer.

2. AliPay WeChat QR code merging method