I am still a middle school student, and I have never even been to the Agricultural Bank. Why do I always get short messages from Agricultural Bank asking me to repay the loan? Is it fraud?

There are two possibilities: \x0d\ First, the received SMS is not sent by the bank, but a fraudulent message, which can be ignored; \x0d\ Secondly, the last user of your number did have a loan before you used it, and this number is used as a bank notification number, so you don't have to pay attention to it, because the responsible person is not you. \x0d\\x0d\ Of course, if it's inconvenient, please call the bank first to confirm whether it is the message sent by the bank. If yes, ask the bank to terminate the number association. If not, the mobile phone will be blacklisted.