Can I buy a cheap car (the car I bought has been driven away)

Today, Xiaobian will share with you the knowledge about whether you can buy a low-priced car, and will also analyze and answer the question that the car you bought was driven away. If you can solve the problem you want to know, pay attention to this website.

I want to buy a mortgage car. Can I buy a car by mortgage?

Of course you can buy a mortgage car. Recently, I bought a mortgage car in Xiyuan Mortgage Car Shop, and I also learned some legal knowledge before buying a car. First of all, you should make clear the nature of the mortgage car. The owner pledges the vehicle that is still in arrears to the pawnshop or individual for loan, and the lender signs a contract with the owner in the form of creditor's rights. If the owner fails to repay the principal and interest at maturity, the creditor will transfer the creditor's right to a third party. According to China's contract law, the transfer of creditor's rights is protected by national laws. So you can buy a mortgage car with confidence. Speaking of which, I'll give you some advice on buying a mortgage car by the way: after the car and the agreement are traded separately, it's best to separate the car from the agreement, which means that the car can be driven with a driving license, and the signed agreement can be taken away by friends or delivered by express. This can prevent robbery and theft, even if the car is robbed and stolen, it can also produce strong evidence when calling the police. In order to avoid unnecessary trouble, it is best to remove the GPS of the original car to prevent the owner or malicious financial company from stealing the car. In time, the beneficiary is his own insurance, and the mortgage car also needs to be insured. After you buy a vehicle, you should pay a beneficiary's own commercial insurance in time, but it is recommended that someone you trust be the beneficiary. If the vehicle is in danger, the insurance claim can be credited to his account! Get him back to you! Insurance is also the best proof that you own this car and this debt. So be sure to buy insurance in time. Look at the source channel of mortgage car. Some cars are directly mortgaged to the bank. There is no problem in buying this kind of car for public auction or judicial auction entrusted by the court. If you get information through the internet or send text messages to deal with the information of mortgage cars, don't trust this information source channel. Small loan companies will have 10 thousand routines to make your car and money empty, so be sure to beware of this trap. It is recommended to buy a mortgage car or go to a regular platform.

Can I buy a car by mortgage?

Mortgage car can be bought, and the price is still cheap.

Can I buy a car by mortgage?

If it is a full mortgage car, you can buy it. If it is not a full mortgage car, it is best not to buy it. The whole car mortgage car was purchased by the original owner under the condition of one-time payment or loan. Later, the car needed to be mortgaged to financial institutions, but it was unable to repay the arrears and was unwilling to cooperate with the transfer. At this time, financial institutions realize the transfer of creditor's rights by selling cars. This situation is legal and can be purchased.

Non-full mortgage means that the vehicle has creditor's rights before, the vehicle management office and the bank are in a "mortgage" state, and the owner sells the car to others privately. This situation is illegal and it is not recommended to buy.

Extended data:

Procedures are the most important part of buying a mortgage car. You need to go through the following procedures: the original or color copy of the vehicle pledge loan agreement signed by the owner, the vehicle driving license, the copy of the owner's ID card and the vehicle transfer agreement. The remaining documents related to the creditor's rights agreement and vehicle procedures are as complete as possible, which is the foundation for protecting their rights and interests in the future.

After the vehicle is bought back, the GPS locator should be removed as soon as possible and replaced with a new lock. Once there is a dispute with the original owner, the buyer can also come up with a Creditor's Rights Transfer Agreement to let the original owner pay back the money, or the original owner chooses not to pay back the money, and both parties go to the vehicle management office for transfer. In addition, try not to buy a mortgage car in the same city, and the distance between the two places is as far as possible.

Phoenix Net-As long as the market price is 60% off, can you still buy a mortgage car at such a low price?

Can I buy a car by mortgage?

Mortgage cars can be bought, and not all mortgage cars are illegal. Usually someone does business and then the funds are not easy to use. In order to alleviate the financial pressure, they will mortgage their cars to banks or other institutions to get some capital turnover.

A mortgage loan has a mortgage term. If the owner fails to pay off the money in time, the car belongs to other institutions such as banks, and they have the right to dispose of the car by themselves. In most cases, they will resell cars. At this time, the car is a mortgage car, and the person who bought the mortgage car indirectly becomes the creditor of the owner.

1. Mortgage cars can be purchased, but before purchasing, you must find out what the mortgage car is for and understand the mortgage channels. If it is illegally obtained or stolen, once it is purchased, the police will investigate and bear legal responsibility if the circumstances are serious. It is worth mentioning that the buyer of the mortgage car only owns the knowledge right of the car, but does not enjoy the ownership. Simply put, the owner is not you, because the mortgage car cannot be transferred. Of course, the car can be used normally as long as the procedures are complete.

In order to reach a deal, many car dealers often sell their cars to buyers at low prices. After all the handover is completed, they will send someone to follow the buyer and even rob the car to sell it. This is the biggest risk that people who buy mortgage cars face. Those unscrupulous car dealers took a fancy to the buyer's greed and cheapness, so they deliberately attracted people to take the bait; However, now is a society ruled by law, and sellers dare not rob directly in the street no matter how unscrupulous they are. This buyer can rest assured.

Just remind buyers to be more careful when buying mortgage cars to ensure that their interests are not harmed. Some friends who want to buy a mortgage car should not start easily without understanding this business. After all, the water of the mortgage car is too deep, because it is cheap to covet the car, and it is often counterproductive to start easily.

Secondly, it is best to replace the GPS positioning system in the car. Of course, if the buyer has friends in this field, he can ask them a lot, understand them in all directions, inquire from many sides and buy a safe and secure car. When an acquaintance buys a mortgage car, he can naturally avoid so many worries, and others should be considered more to avoid future disputes.

3. How to buy a mortgage car is safe

First of all, we should know whether the source of mortgage car is legal and reasonable through various channels. Secondly, whether a mortgage car can be bought depends on whether the mortgage has been lifted. If the mortgage has been lifted, you can buy it. If the mortgage has not been lifted and the original owner has not repaid, the car may be taken away by the bank or the court in the future; If the original owner fails to repay the loan on time, you are legally unprotected.

Article 403 of the Civil Code is mortgaged with movable property, and the mortgage right is established when the mortgage contract takes effect; Without registration, you may not be able to fight well-intentioned third parties.

Article 409 The mortgagee may give up the mortgage or the ranking of the mortgage. How about a mortgage? Mortgagee and mortgagor may agree to change the order of mortgage and the amount of secured creditor's rights. However, without the written consent of other mortgagees, the change of mortgage right shall not adversely affect other mortgagees.

If the debtor mortgages his own property, and the mortgagee abandons the mortgage, the mortgage order or changes the mortgage, other guarantors shall be exempted from the guarantee liability within the scope of the mortgagee's loss of priority rights, except that other guarantors promise to still provide the guarantee.

Can I buy a car by mortgage? Is it legal?

Mortgage cars can be bought legally, but they need to be released first.

If you can't buy it, it can't exist in the market for more than ten years. If it was illegal, there wouldn't be so many mortgage cars on the road. Most of the foreign license plates you see on the street are mortgage cars, and if the car you buy with a loan is also a mortgage car, because the car you buy with a loan is mortgaged to the bank and marked with a mortgage in the vehicle management office, you can't transfer the ownership. No matter who drives it, it's a mortgage car until the loan is paid off.

Matters needing attention in purchasing a mortgage car:

Attention should be paid to the sale of mortgaged vehicles. The seller shall provide the buyer with reports on the use, repair, accident and inspection of the vehicle, and inform the buyer of the real situation and information such as mortgage registration, tax payment, retirement age and so on.

Then you need to show the original owner's mortgage contract, the owner's signature and fingerprint, the original owner's driving license, a copy of the original owner's ID card and other documents. Finally, you can sign the transfer agreement and transfer the mortgaged car.