It is said that there is no handling fee for withdrawing money in Hong Kong with Huaxing Bank Card. Really?

Customers can apply for Huaxing Card within two years, which can be exempted from the inquiry and withdrawal fees of global interbank (with UnionPay logo) self-service terminals (ATMs); Exempt from the inquiry and withdrawal in different places, the fee for short message notification of the transfer fee from our bank to other banks, and the Huaxing U shield fee handled by domestic channels; Free card annual fee, account management fee and card making fee. (The global inter-bank withdrawal fee-free does not include the extra fees charged by some countries for the national UnionPay card.