China Merchants Bank invited me to apply for a platinum card by SMS, with a quota of 65438+ 10,000. Is it reliable?

Yes, you can. You can prepare the information according to the SMS prompt and go to the outlet to handle it.

At present, high-end credit cards, such as Diamond Card, AE Platinum Card, Classic Platinum Card and UnionPay Platinum Card, all need the assistance of outlets, and direct online application is not supported. If necessary, please bring the original ID card, work certificate, financial certificate, etc. If you need to apply for high-end supplementary cards for your spouse, parents and children, you need to bring the original ID card of the supplementary card applicant (the age of the supplementary card applicant must be 14 years old and above) to the business hall of our bank to fill in the application form.

American Express Centurion Black Gold Card is a high-end credit card owned by very few people in the world. Its excellent service covers almost all fields such as tourism, entertainment, activity planning and emergency treatment, and is specially designed for a few successful people. Covers airport VIP lounge, hotel courtesy, airport pick-up service, insurance, aviation courtesy, car rental courtesy, golf, medical care and so on.

The annual fee for American Express Black Gold Card is as follows:

The annual fee for the main card is18,000 yuan/year, and that for the auxiliary card is 9,000 yuan/year. Only two supplementary cards are allowed, free of annual fee. The annual fee cannot be deducted by credit card or points. Whether the card is activated or not, the annual fee will be charged on 1 day of the month after the card is issued.

At present, black gold cards are invited. Please contact your account manager if you need to apply.

Unlimited credit card is a high-end VISA dual-currency credit card created by our bank, which provides you with all-round business travel, social, sports and leisure benefits, allowing you to start an unlimited life and enjoy the following rights and interests:

1.Interest in VIP Golf Invitational Tournament

2. Courtesy of butler service in Hong Kong

3. Five-star hotel fitness swimming service

For more exclusive privileges, please refer to the introduction of unlimited cards.

The annual fee for unlimited cards is as follows:

The annual fee of the main card is RMB10000 yuan/year (the annual fee will be charged after issuing the card). The annual fee for supplementary cards is 5000 yuan/card (the first two supplementary cards are free of annual fee).

At present, unlimited cards only accept invitations. If you need to apply, you can contact your account manager.

Unionpay Diamond Credit Card is issued to high-end people. Cardholders can enjoy free exchange fees for overseas transactions, dual channels of chip/magnetic stripe to ensure card safety, extraordinary travel experience, five-star merchant courtesy, leading points plan, diamond secretarial service and other services.

And enjoy the following exclusive rights and interests:

1. Free domestic air tickets for children.

2. Exclusive parent-child hotel occupancy rights

3. Children's oral care exclusive service

Introduction to More Functions of Diamond Card

Warm reminder:

Annual fee of UnionPay Diamond Credit Card: 3,600 yuan per year for the main card and 65,438 yuan +0.800 yuan per year for the auxiliary card. Only two supplementary cards are allowed and the annual fee is free. The annual fee is collected at the beginning of the next month after card issuance (for example, card issuance on March 5, 2065438+April 6, 2065438 +0, 2006), and points cannot be redeemed or the number of card swipes can be reduced.

If necessary, please consult the local China Merchants Bank outlets.

American Express Platinum Card is a high-end credit card (dual-currency card) jointly issued by the Bank, UnionPay and American Express. It provides exclusive and excellent personal service for elites and enjoys the following rights and interests:

1. global VIP room service priority pass

2. VIP rights of 2.FHR select luxury hotels

3. Free fitness right of star-rated hotels

The annual fee for American Express Platinum Card is as follows:

The annual fee of the main card is 3,600 yuan/year (charged at the beginning of the next month after card issuance, such as card issuance on March 5, 2065,438+April 2006 1), and the supplementary card is 65,438 yuan +0, 800 yuan/year. You can only apply for two supplementary cards, free of annual fee.

VISA Classic Platinum Card is a unique high-end card of our bank and enjoys the following rights and interests:

* Enjoy VIP lounge service at airports at home and abroad.

* 300 selected hotels around the world stay at VIP prices.

* Free health check-ups and free oral care services from well-known medical institutions.

The annual fee for VISA Classic Platinum Card is as follows:

The annual fee of the main card is 3600 yuan/year, which can be redeemed with 1000 points, and the annual fee of the auxiliary card is 2000 yuan/year, which can be redeemed with 5000 points. An annual fee will be charged one year after issuing the card. If the points are enough, they can be redeemed automatically.

UnionPay Platinum Card is a high-end credit card (UnionPay single currency) created by our bank in conjunction with UnionPay, which can enjoy the following rights and interests:

1, courtesy of five-star merchants

2. Extraordinary travel experience

3. Enjoy playing golf.

4. Platinum Health Care

More exclusive privileges can be viewed here.

The annual fee for UnionPay Platinum Card is as follows:

The annual fee of the main card is 800 yuan/year, and the annual fee is free in the first year. Spending 80,000 yuan with the card in that year, spending 20 times, and exempting the annual fee in the following year; The annual fee of supplementary card is 300 yuan/year, and the annual fee is free in the first year. Spend RMB 30,000 with this card in that year, and spend 10 times, and the annual fee for the following year is exempted (the first two cards are exempt from annual fees); If the consumption is not up to standard, the annual fee will be charged on the first day of the next month after the card is issued, for example, the card will be issued on March 5, 20 16, and the annual fee will be charged on April 0, 20 17.

Zunshang Platinum Installment Card is our high-end credit card (UnionPay single-currency card), which can enjoy the following privileges:

1. When the total consumption amount reaches 300 yuan or 2,000 yuan (either one or the other), it will be automatically phased;

2. Exclusive lower installment fee rate;

3. Exclusive high-end value-added services, such as points exchange for physical examination, tooth cleaning, airport VIP lounge, etc.

The first choice for going abroad is the all-currency international platinum credit card (VISA single-currency card), and you can enjoy the following benefits:

1. consumption abroad is free of foreign exchange charges.

2. The card is free of annual fee within the validity period.

3.Visa Pay Wave secure payment