What does CCB e account mean?

The electronic account is a registered account in real-name registration system opened through CCB e-banking. Ordinary bank accounts will be issued with a card, but the electronic account does not have the qualification to issue cards, but the account actually exists on the Internet, and can handle account business such as investment and wealth management. E-account refers to a debit card account opened directly on the Internet and applied to e-banking without physical media. The main business of banks is deposits and loans, and bank deposits and loans are their main functions. People like to deposit money in the bank, which not only has certain interest, but also has high security. Bank loans are also one of their main sources of income. Through bank loans, they can solve their urgent needs and enjoy lower loan interest rates. Bank e account generally refers to a debit card account that can be opened directly online and in e-banking. E account does not need physical media, and it is a virtual bank card service. Relying on electronic channels, such as mobile banking, personal online banking, etc., it is mainly used for investment and wealth management products such as funds, precious metals in accounts, book-entry treasury bonds, and can also realize basic functions such as transfer and balance inquiry. There is no restriction on the transfer of funds into our E account, but it can only be transferred to the bound account set at the time of opening the account to realize the transfer of funds. Generally speaking, as long as I provide my entity savings account and common mobile phone number, I can apply for opening an account, and the entity savings account will be bound to the E account as the only transfer-out account for funds; The commonly used mobile phone number will be used as the only receiving mobile phone number of SMS verification code and SMS notification information when E account handles business, and will become the preferred way for banks to contact customers. For most customers, it has become normal for bank cards to be stuffed with wallets. Many consumers have opened many bank debit cards in order to separate bills and sort out their finances. It is helpless to play so many cards, but every card is "famous". "CCB E Account" is also a virtual bank card service of CCB. It is a virtual account, you can't find it in your wallet, but its functions are everywhere. You can transfer money, trade and invest through this account, and you can also check the balance and details, but you can't withdraw cash. More conveniently, you can apply for such an account only through the Internet.

2. What is the E account of China Construction Bank?

CCB provides you with two ways to open an e account of CCB. If you have registered CCB's personal online banking, you can choose to open an e account by binding the online banking contracted account and logging in to online banking; If you want to bind other CCB accounts or bind other bank accounts to open an E account, you can open an E account directly through the CCB website.

1. website account opening: As long as you have a savings account of CCB or other banks, you can easily open an e account online.

2. Opening an account through online banking: log in to online banking, bind the online banking contracted account, and open an e account. You can use it normally without activation after opening an account.

Answer: My electronic account refers to the operation that a CCB mobile banking customer is authorized to allow another mobile banking customer to inquire about the account balance or detailed information under his name, but it does not involve funds. This function requires that both the licensee and the licensee must be CCB mobile banking customers.

If you need to use this function, please enter the menu, Account Management-My E-Account Authorization-Issue Authorization in turn, then select the account to be authorized to others, and open it at the receiving end.

China Construction Bank Mobile Banking

Mobile phone number, confirm the authorization information, and after the authorization is successful, you can choose whether to send a short message to inform the receiving authorized party. The authorized party can log in to the mobile banking of China Construction Bank at any time to check the balance or details of your authorized account.

3. What is the E account on CCB app?

The electronic account of CCB refers to the expense account realized by CCB through electronic channels. The electronic account of CCB is a virtual account.

After the successful opening of CCB E account, users can use CCB E account to handle investment, wealth management, fund integration and other related businesses. According to the standards of China Construction Bank, users can use the E account of China Construction Bank directly without activation.

4. How can CCB app not transfer money?

Operating environment:

Brand model: Yijia 10P

System version: ColorOSV 12. 1

Application version: v5.7.0

CCB's mobile phone is caused by reasons such as not signing a mobile banking contract, abnormal account status, exceeding the transfer limit, and expired identity information.

1. If you can't transfer money because the mobile banking is not signed, you must bring your CCB bank card and ID card to the CCB outlet to sign the contract. After signing the contract, you can use functions such as inquiry, account management, payment, and online search.

2. If the account cannot be transferred due to abnormal conditions such as account freezing and payment suspension, the householder can call the customer service hotline of CCB 95533 and select "Service". After the staff members verify their identities,

3. If it is beyond transfer, in order to ensure the safety of funds, the householder needs to bring his ID card and bank card to CCB outlets to apply for security authentication tools, and the transfer can be adjusted after handling.

4. If you can't transfer money due to expired identity information, click "3" in the upper left corner of CCB's page, and then click personal avatar-"Customer Information Modification"-"Certificate Available".

Online banking of China Construction Bank and online banking of enterprises can be divided into two categories. Personal online banking is a comprehensive personal banking service enjoyed by customers through the network, including account inquiry, transfer and remittance, etc. The enterprise customer service system of online banking (referred to as enterprise online banking) is a commercial bank network service system based on interconnection and using CA certification.

I. Personal Internet Banking

Personal online banking is a traditional service such as comprehensive inquiry, transfer and remittance, payment, credit card, personal loan, investment and wealth management (funds, gold, foreign exchange, etc.). ) and the unique online banking service provided by electronic channels. There are eight altogether.

1. service function

My online banking, account inquiry, adding new account, virtual card, VIP statement, personalized setting, E-family account.

Step 2 pay

"Payment" provides you with a full range of payment services, including payment of mobile phone charges, telephone charges, water charges, electricity charges, etc.

Security is the key to the application and use of our online banking.

Second, the enterprise online banking

1. Advanced Edition

Enjoy account inquiry, fund transfer limit management, etc. , and must use the silver shield as the certificate carrier.

2. Easy version

Only account inquiry and electronic reconciliation can be realized, and businesses involving fund changes cannot be handled.

3. Cash management system

Take various effective safety management measures and implement centralized management by the Head Office to ensure normal business handling and customer information security.