How to report car loan fraud?

If the loan car is cheated, you can report it to the police station where the case was cheated, or you can go back to the police station where the household registration is located. In case of emergency, you can also call the police nearby. Loan refers to a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. The simple and popular understanding is to borrow money with interest.

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1. Is the mortgage automatically deducted?

But the mortgage loan is automatically deducted by the bank. As long as enough funds are deposited in the bank card bound for repayment before the specified time on the repayment date, the bank will automatically deduct the money. You don't need to take the initiative. After handling the loan, the bank will give the repayment details of 1-2 years, with the repayment amount and repayment time of each period, and only need to input the funds into the bank card in advance. Moreover, ordinary banks will have SMS reminders before the repayment date. Please consult the loan bank for details.

2. Which is more suitable, a loan car or a full car?

From the price point of view, it will be more cost-effective to buy a car in full, but if your income is not high, you can choose to pay in installments. When a car buyer chooses a loan to buy a car, he only needs to look at the loan interest rate and the relevant provisions of the loan.

3. What's the interest on the loan to buy a car?

According to the regulations of various banks, the interest rate fluctuation of different banks is different, which is also related to the loan method and installment period. For example, 90 thousand yuan car loan for three years, the interest is about 5220 yuan. Installment payment: 27,000 yuan; Loan: 3,000 yuan; Subtotal of commercial insurance: 4 167 yuan purchase tax+license tax+vehicle and vessel tax+compulsory insurance = 9,500 yuan, etc.

4. Can I repay the car loan in advance?

(1) It is recommended to choose prepayment. If your loan interest rate rises on the basis of the benchmark interest rate and is in the early stage of repayment, it will be more cost-effective if you have the ability to pay off the loan in one lump sum or in part. Therefore, it is suggested that the prerequisite for early repayment can be summarized as follows: the loan interest rate rises on the basis of the benchmark and is in the early stage of repayment.

② prepayment is not recommended.

5. When buying a car, will you talk about the price of a naked car first?

Let's talk about the landing price first, because the landing price of a car includes the bare car price, so even if the bare car price gives you a big discount, the 4S shop can still earn back from other expenses. The naked car price concession is to attract consumers to buy a car. When consumers decide to buy this car, the landing price may not be cheap. Therefore, when buying a car, we'd better go to more 4S stores. Only by shopping around can we know the lowest price of a car.