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ICBC's credit accumulation fund loans are phased. Can the later stage be divided into stages?
I can't. The term of the provident fund loan cannot be phased, but it can be repaid in advance. The borrower can repay all the loan principal and interest in advance, or repay part of the loan principal in advance. The lending bank will re-check the remaining loan principal and interest of the borrower according to the actual number of days occupied by the loan. Repay part of the loan principal and interest in advance, and the loan bank recalculates the borrower's monthly repayment amount or loan term according to the remaining loan principal.
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