The representative suggested that mobile payment should avoid over-reliance on SMS verification code. What other verification methods do you think can be used?

When we make mobile payment, we often rely on SMS for verification, which is a very inconvenient way for us, because the mobile phone may be lost, and if we apply face recognition, this problem can be well improved.

For example, in the process of mobile payment, face recognition will be safer. For example, the mobile phone number bound to my bank card is useless, or I can't reissue my mobile phone if I lose it, so I don't have this mobile phone number. I have to go to the bank again and change my mobile phone number before I can log in to pay by mobile phone. This process is troublesome. It would be much more convenient if you can change it directly through face recognition on the App.

Second, the use of fingerprint verification.

If we are in the process of mobile payment, we can actually use fingerprint verification to pay. If we lose our mobile phone, we can also use fingerprint verification to change our mobile phone number.

If you use this method, it is more convenient than the previous SMS verification, because if I lose my mobile phone, I can't do anything, and I can't change my mobile phone number or pay when I receive the verification SMS. If I switch to fingerprint verification, I can change my mobile phone number at any time and pay at any time, even if I don't need my mobile phone number.

Third, how to use the ID number.

The way to verify the mobile phone number is mainly to worry that the loss of the mobile phone number caused by excessive dependence on SMS will cause a series of problems, and to retrieve the password through the verification of the ID number or to change the mobile phone number again.

This is a common problem in our daily life. Because an account password has forgotten the mobile phone number, all kinds of methods can't log in for verification. This is a very troublesome thing for me, because there are many important materials in it, but I can't see them. So I think if we can change the means of verification, we can help many people.