Do you have any friends with credit card arrears? Is it okay to receive this message?

I owe my credit card for almost 100 thousand years …

It will affect your personal credit, so don't worry about prosecution. 40 thousand didn't even have time to talk to me

However, I have the ability to pay back the money as soon as possible. After all, there is interest, especially the interest of China Merchants Bank. I'll send you a screenshot of the last issue. I haven't paid back the interest on the 20 thousand principal.