5 1 Can personal loans be deferred?

5 1 Credit has no grace period, and deferred repayment is not supported. As long as the user fails to repay, it is considered overdue. If the user is really unable to repay, you can call 5 1 customer service to apply for installment repayment; Users are advised not to exceed the time limit, so as not to affect normal life.

5 1 Once the loan is overdue, 5 1 personal loan will remind the lender to make repayment by SMS, and the long overdue SMS will be more frequent, which will affect the user's mood and normal life to some extent; 5 1 Credit cards require applicants to reserve relevant contact information when applying, which is a malicious overdue. 5 1 Credit cards will be collected by calling contacts, which will cause a series of bad troubles to friends around them and affect their normal lives.

From the overdue time, 5 1 will charge a penalty interest according to the overdue time of the user. The longer the overdue period, the heavier the penalty interest and the greater the repayment pressure of the lender. Whether the 5 1 personal loan will receive credit information at the meeting is not specified by the official, but according to many users of 5 1 personal loan, the overdue credit information of 5 1 personal loan was received at the meeting, leaving an overdue record on the credit information report, which affected the personal credit information of the lender.

5 1 Personal loan is a formal financial company, and it is also a mobile phone application software that provides loan application and financial management. The role of 5 1 can obtain the corresponding role value through the user's address book, Weibo and other information, and apply for a loan with the corresponding amount without any pawn. Moreover, the capital security of 5 1 character is paid by the third party Sina, supervised by Industrial and Commercial Bank of China, and a risk reserve account is set up, which is earmarked for special purposes and paid in time after the deadline; In terms of information security, it is underwritten by Sunshine Insurance. Once there is a problem, it can be settled by Sunshine Insurance.