Joke Collection Website - Blessing messages - There is no Suzhou Bank for company transfer.
There is no Suzhou Bank for company transfer.
:
Company transfer is generally unit to unit and unit to individual.
Private transfer is generally a person-to-person and person-to-unit transfer. The kilometer here refers to the account opened in the bank by a company, unit or organization that has obtained a business license in the name of the company (including the business license for individual operation of small hotels).
I. Corporate account function: basic deposit account-an account opened by depositors for daily transfer settlement and cash receipt and payment. General deposit account-an account opened by a depositor in a banking institution outside basic deposit account for loan or other settlement needs; Special deposit account-an account opened by depositors in accordance with laws, administrative regulations and rules for the special management and use of their special funds; Temporary deposit account-an account opened by depositors for temporary needs and use within a specified period of time.
Two, the notice stipulates that the unit bank settlement account depositors can only open a basic deposit account in the bank. Basic deposit account is the depositor's main account. The receipt and payment of funds for depositors' daily business activities and the withdrawal of wages, bonuses and cash shall be handled through this account. The general deposit account is used to handle the deposit of depositors' loans, repayment of loans and other settlement funds. This account can be used for cash deposit, but not for cash withdrawal.
Benefits of company transfer:
First, it meets the requirements. The tax authorities will require you to have a company account for tax deduction, which is the rule. Of course, if you apply for a tax refund subsidy or something, you must also go through a corporate account and won't call you personally. In addition, it is also necessary to pay wages and pay social security through public accounts. The operating funds of suppliers and customers should also be transferred to public accounts, which not only standardizes the transaction process, but also leaves a good impression on the normal operation of the other company.
Second, ensure that the norms are legal. An enterprise is an independent legal person. Only when you have your own independent account can you clearly distinguish between legal person property and private property. So there will be no property confusion. For example, the problem of Kangdexin's bank linkage account is ambiguous about which account will be finally collected. Therefore, the company must completely separate the corporate account of the legal person to ensure the independence of the company's property. In addition, transferring money from company accounts can also ensure business and tax compliance. If it is transferred to a private account, there will be a question mark about whether the money has been taxed. If it is transferred to a private account, the three-in-one nature of this transaction needs to be checked.
Third, improve management efficiency. It is more convenient to realize the special management of various uses of funds for public accounts, and improve the efficiency of the company in managing funds. For example, companies usually open basic deposit account, general accounts or special accounts according to different fund management needs or different purposes. In this way, the use of funds can be clearly divided, and it is also convenient to grasp the capital flow of various funds in enterprises. Regular analysis of the flow of each fund account can be more conducive to making accurate fund planning. So generally speaking, it is not because opening a company account is beneficial, but it will certainly bring convenience to the operation and management of enterprises.
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