Will the emergency contact of the lightning loan receive the text message?

Online loan contacts generally do not receive the next text message, and the text message of the next loan will only be sent to the lender's mobile phone. The role of online loan contacts is generally to facilitate the post-loan management of the platform when some special circumstances cannot be contacted.

Some online loans will contact the lender after the deadline, and the lender will fill in the waiting contact person to urge repayment. For formal online lending institutions, after the deadline, the following measures will be taken to safeguard their rights and interests.

1. Report the overdue situation to the credit reporting agency.

2. Calculate overdue penalty interest.

3. Call for repayment.

4. Reduce or even freeze the loan amount.

5. Ask for early repayment.

6. Malicious overdue will be prosecuted.

7. Affect other credit applications.

It can be seen that after the online loan application is successful, it is still necessary to make a record of borrowing and returning. If you are not careful about overdue, you will bear more serious overdue consequences. Before applying for online loans, you should consider your own economic situation comprehensively.

If your loan application is rejected, it is recommended to check your credit status through "balloon check" first. If your credit is not good, it is suggested to wait for a period of time, and then try to apply for a loan after the credit risk score is lowered and the stain is eliminated, so that the chances of passing will be higher.

Extended data:

Is it an online loan for Meituan to borrow money?

The loan from Meituan belongs to peer-to-peer lending.

The characteristic of online loan is that the whole application process is carried out online, and there is no need to sign offline.

Meituan's loan application process is online all the time, and the loan is reviewed and issued by the system. It is a typical online loan product.

Although Meituan's loan is an online loan, its loan is recorded in credit, and the user fails to repay it on time. Overdue records will affect personal credit.

As for the application stage, users also need to authorize lending institutions to inquire about personal credit information, and users with poor credit information will not be able to apply for loans from Meituan.