What is a Hope Card?

Hope Card is China Guangfa Bank’s first nationwide charity-themed credit card.

Its charity concept has long been concerned about the health and education of children from poor families. The unique four-leaf clover card version design, flexible donation mechanism and card upgrade function are upgraded according to the accumulation of donation amount, highlighting the cardholder’s Love. At the same time, for every 10,000 points, the bank donated 12.5 yuan to the GF Hope Charity Fund, which jointly lights up the hope and lives of children.

Extended information:

Fees information:

Late fee: 5% of the minimum repayment amount, the minimum fee is 1 yuan, the maximum fee is 100 yuan;

Over-limit fee: 5% of the highest amount in the bill that exceeds the limit, the minimum fee is 10 yuan, the maximum fee is 200 yuan;

Local peer cash withdrawal: transaction amount 2.5% of the transaction amount, the minimum fee is 10 yuan;

Local inter-bank cash withdrawal: 2.5% of the transaction amount, the minimum fee is 10 yuan;

Cash withdrawal from other places: the transaction amount 2.5% of the transaction amount, the minimum charge is 10 yuan;

Inter-bank cash withdrawal in other places: 2.5% of the transaction amount, the minimum charge is 10 yuan;

Overseas UnionPay cash withdrawal: transaction amount 3% of the transaction amount, the minimum fee is 15 yuan;

Overseas non-UnionPay cash withdrawal: 3% of the transaction amount, the minimum fee is 3 US dollars;

Overseas emergency cash withdrawal: 3% of the transaction amount , the minimum charge is 30 yuan;

Overseas UnionPay overpayment recovery: 3% of the transaction amount, the minimum charge is 15 yuan;

Overseas non-UnionPay overpayment recovery: 3% of the transaction amount, the minimum charge is 3 US dollars, and the single currency card is 5 US dollars;

Card replacement cost: 15 yuan;

Express fee: 25 yuan;

Handling fee for making up (sending) statement: free within 2 periods, the handling fee before 2 periods is 3 yuan for dual currency card, and the handling fee before 2 periods is 2 yuan for single currency card;

Loss report fee: Single currency card fee is 45 yuan;

Reviewing domestic purchase orders: 20 yuan;

Reviewing foreign purchase orders: 5 US dollars

Reference: Baidu Encyclopedia-Guangfa Hope Credit Card