What does it mean to receive a SMS notification from consumer finance but the name is not your own?

At present, the collection method is mainly based on telephone short message collection, and legal reminders will be given when necessary. Someone asked, what do you mean, I got a short message from consumer finance but the name is not my own? Then let's briefly talk about this problem for everyone, hoping to help after reading it.

What does it mean to receive a text message from consumer finance but the name is not your own?

1. The user is the contact of the borrower. If your relatives, friends or colleagues are overdue, then the platform is likely to send messages in groups when receiving messages. In other words, users receive text messages not because of their own reasons, but because of the influence of others.

2. It may be fishing information. Because some criminals will send similar short messages, so that users or relatives mistakenly think that there is overdue collection, and then transfer the repayment amount according to the requirements of the other party, which is easy to cause financial losses, so users need to verify it first.

If the user does have a loan on the consumer finance platform and it is overdue, it is recommended to deal with it quickly. Don't think that it will be all right if you drag it on. After all, borrowing will not leave a stain on credit reports and big data, and it will also have a negative impact on personal credit.

The above is the answer about "I received the SMS notification of consumer finance, but the name is not what I meant". Generally speaking, it may be that others are overdue, resulting in the collection of short messages sent to users, or it may be a phishing website. No matter how you usually borrow money, you should maintain a good repayment credit, be vigilant and avoid financial losses.