What does he mean by saying that you haven't opened the SMS bank yet?

After signing up for SMS banking, SMS banking is not activated by default, and you must use the security authentication mobile phone number to send SMS for identity authentication activation. You didn't operate this process, indicating that SMS banking has not been opened.

Short message banking means that by binding the customer's account number and mobile phone number, it supports customers to handle financial services such as account inquiry, phone bill recharge, message service and credit card installment payment by sending short messages.

SMS banking has been piloted in some provinces and cities in advance, and customers can check their account balance by sending SMS to recharge their mobile phone fees. Gradually enrich the application of SMS financial management and guiding telephone recharge, and support branches to expand local payment recharge and collection and payment services.