Why did the collection company know my new number and send a text message without calling?

I should be afraid to disturb your life. It will be more convenient to send messages.

First of all, I may be afraid of disturbing your life, so it is more convenient to send messages. Secondly, you usually send a text message to collect the loan first. If you don't repay the loan by texting many times, you have to call to collect it. The collection company can inquire through the credit report. Friends who have read their credit report may know your phone number. There is public information in the credit report, mainly including the contact number of the inquired person and the payment of the provident fund. Now most enterprises will pay social security accumulation fund to their employees, so your company information will also be reflected in the credit report. After knowing the company name, you can find the contact number of the company directly on the Internet.