How does mobile banking intercept payment records?

Find the details of the bank, and then press the volume button and the power button to take a screenshot.

Paying means paying the fee.

Payment is similar to payment, but the difference is that. Payment, which means payment, is the process of fulfilling obligations, such as paying taxes, which is mandatory. Pay, which means transfer, emphasizes transmission and exchange, such as paying water and electricity bills.

Extended data

Mobile banking consists of mobile phone, GSM short message center and banking system. During the operation of mobile banking, after the user sends an instruction to the bank through the menu on the SIM card, the SIM card generates a short message with a specified format according to the user's instruction and encrypts it, and then instructs the mobile phone to send a short message to the GSM network.

Mobile banking can also be called mobile banking, which is the abbreviation of using mobile communication networks and terminals to handle related banking business.

Mobile banking is one of the derivative products of online banking, and its advantages are concentrated in convenience. Customers can make transactions in time whenever and wherever they use mobile banking, which saves the waiting time of ATM machines and bank windows.

Many banks in China have also opened mobile banking services. Among them, the mobile banking of ICBC and China Merchants Bank is realized by STK or SMS; The mobile banking of China Construction Bank is based on BREW and serves CDMA mobile phones. Only Bank of Communications and Beijing Commercial Bank have opened WAP-based mobile banking. In contrast, the mobile banking business of Beijing Commercial Bank only supports mobile GSM customers for the time being, with few functions. The mobile banking of Bank of Communications supports mobile and Unicom mobile phone customers, and its functions are relatively perfect.

Bank of Communications: At the end of 2004, the first mobile banking in China was launched, which can connect China Mobile and China Unicom at the same time. It is characterized by no formalities and "zero" service charge. Its main functions are: Pacific card personal financial services, including Pacific card inquiry service, Pacific card customer transfer service and Pacific card loss reporting service.