I was deducted immediately after I paid back the money. Can I restore it?

Hello, everyone, this is the home of playing cards, teaching you the correct posture of using cards.

Recently, there was a card friend consultation in the card room. As soon as the credit card was refunded, it was immediately dropped. Ask me if I can get it back.

The following is a screenshot of a card friend's short message, which is directly reduced by half from 5.5 to 2.7W

If you don't want to be deducted just after repayment, then you must remember the following points.

1, long-term empty card

An empty card means that the balance in the card is less than 10%. If the empty card rate exceeds 6 periods, the probability of being reduced will be greatly improved. Some banks with strict risk control may start early warning if they exceed three periods.

2. Bad credit

There are overdue records in other banks within three months, and the overdue records are long or unsettled.

3. After collecting credit.

Frequently applying for online loans, the overall debt ratio of credit cards is as high as 70% for a long time.

4. maliciously set X.

Long-term set of X is too obvious, and it has been discovered by the system many times. Some card friends who received the warning message still refused to change their minds.

Have you remembered the above points?