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How soon will the bank card be automatically cancelled?

The time for automatic cancellation of bank cards varies from bank to bank:

1. Industrial and Commercial Bank of China: If the customer has not started online banking, collection and other services, and the balance in the card is less than 300 yuan, ICBC will deduct the management fee and annual fee. If the balance in the card is less than the arrears and exceeds 1.5 years, ICBC will automatically cancel the card.

2. Agricultural Bank: If you don't use your bank card for a year and a half, you will sleep. If the dormant time exceeds three years and the balance in the card is lower than 10 yuan, the Agricultural Bank will automatically cancel the card.

3. Bank of China: If there is no balance in the card, it will be automatically cancelled if it is not used for 4 years.

4. Bank of Communications: If the balance in the card is 0 and there is no transaction for 2 consecutive years, it will be automatically cancelled.

5. China Construction Bank: Cards that are not automatically cancelled, but have not been used for 3 years, and the balance in the card is 0, will go to sleep. If you want to continue to use it, you need to go to CCB outlets to reactivate it.

Other local banks need to consult banking outlets specifically.

Skills of using bank cards safely on ATM;

1. When entering the self-service bank to handle business, be sure to pay attention to whether there are redundant devices or cameras on the access control and ATM of the self-service bank, and whether there are traces of modification on the ATM password keyboard and card slot. Under the above circumstances, please do not use this ATM and contact the bank immediately.

2. When entering the password, use the other hand or body to block the operation gesture to prevent others or pinhole cameras from peeping. If you find that the password has been peeped, please immediately modify the password or contact the bank to report the loss. Don't accept the help of "good people" or other people's inquiries, and avoid changing cards when others are distracted.

3. Carefully identify bank announcements. Never believe the announcement that requires customers to transfer money to the designated account, and report such announcement to the bank as soon as possible.

4. Be wary of bank card SMS fraud. You should be careful to confirm suspicious mobile phone messages. If in doubt, you can directly call the customer service hotline of the issuing bank for inquiry. Don't call the contact number in the text message.

Remember to take your bank card and money with you before you leave the ATM. If you choose to print ATM transaction documents, don't throw them away, keep them properly or dispose of them in time.

6. Don't leave the ATM easily in case of card swallowing failure or money deduction. You can call the bank service phone displayed on the ATM screen or directly call the bank's customer service hotline for help. At this point, avoid being distracted by criminals and switch bank cards.