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Citic bill problem

This is the overlord treaty unilaterally formulated by the bank. You spent it in March, and the last repayment date is April 20, which is two weeks past the last repayment date. The bank is based on the day when you spend money. For example, you spent 1 day in March and 6 1 day on May 2nd, which is calculated as five ten thousandths of a day. 3 yuan every day. That is to say, 183 yuan, plus interest, your quota has exceeded the limit. There is also an over-limit fee. It is about 6200. Don't expect the final repayment date, which is bad for your credit.