How to use Pudong Development Credit Card?

How to use the credit card payment of Shanghai Pudong Development Bank?

The rules for the use of credit card payment in Shanghai Pudong Development Bank are as follows:

1. Credit card payment is an incentive benefit given by Shanghai Pudong Development Bank Credit Card Center to eligible Shanghai Pudong Development Bank cardholders (included in the account of the main cardholder), which can be used to deduct the transaction principal of new related transactions that occur when they use the Shanghai Pudong Development Bank credit card (including the main card or its subsidiary card) within the specified validity period.

Second, the card payment in the red envelope is valid for 60 days from the date when the user opens the red envelope. Credit card payment must be used within the validity period, and if there is any surplus after the validity period, it will be automatically invalidated.

3. The credit card payment will be deducted from the transaction principal on the second working day after the newly added related party transaction is recorded, and the cardholder still needs to repay the principal that has not been deducted.

4. If the cardholder has multiple credit card repayments under the same Pudong Development Credit Card, the multiple credit card repayments can be used to deduct the transaction principal of the same transaction, and the credit card with shorter validity period is preferred.

Credit card payment shall not be withdrawn or transferred, and it will not affect the credit limit, available amount and account balance of the card. It is only used to deduct the transaction principal (consumption deduction only, excluding cash withdrawal and installment transactions), and may not be used to deduct bank fees (including but not limited to interest, fees, late fees, etc.). ) and the amount due.

5. For detailed information about credit card balance and deduction, please visit the online account service on the website of Pudong Credit Card Center.

Pufa credit card payment is a voucher given by the event, which can be directly used for repayment and deduction of the corresponding amount of the account.

Shanghai Pudong Development Bank (hereinafter referred to as Shanghai Pudong Development Bank or Shanghai Pudong Development Bank) is a national joint-stock commercial bank established with the approval of the People's Bank of China on August 28th, 1992. 19931October 9th, and it was successfully listed on the Shanghai Stock Exchange (stock exchange code: 600000). Its headquarters is located in.

The total assets of Shanghai Pudong Development Bank increased from 8.75 billion yuan when it was founded in 1993 to 609175.9 billion yuan at the end of June 20 18, an increase of 696 times. Operating income increased from 337 million yuan at the end of CCB 1993 to16.86 million yuan at the end of 20 17, an increase of 500 times; The net profit increased from 1993 to1300,000 yuan to 54.24 billion yuan in 20 17, an increase of 4 16 times, and the compound annual growth rate was close to 30%.

How to activate Pudong Credit Card?

Online credit card, if it is the first card. Then you must bring your credit card and ID card to any Pufa outlet for face-to-face signing. After the interview is passed, you can set the password for normal use. If it is not the first card, but the second card, you can directly set the password in the credit card software or call customer service, and you can use it normally after activation. But if the online credit card is not the first card, but your second card, then you don't need to go to the outlet to activate it. You can log in to your own credit card software or mobile banking directly, and you have the option to activate your credit card. Click in, enter your ID number, credit card, credit card expiration date and CVV2 code, and finally receive the verification code from your mobile phone to activate. Then set the password and you can use it normally. Therefore, only the first credit card of online application needs to be activated in person at the outlet. If it is not the first credit card, you can activate it yourself.

1. Shanghai Pudong Development Bank (hereinafter referred to as "Shanghai Pudong Development Bank") Credit Card Center? Shanghai Pudong Development Bank was established on June 5438+ 10, 2004. It is a direct-operated institution specializing in credit card business. ? The product service system of Shanghai Pudong Development Bank Credit Card Center includes: Shanghai Pudong Development Bank Dream Card, a credit card product that can be customized by users; With the Forbidden City? Popular institutions and brands at home and abroad, such as Barcelona Football Club and Pig Xiao Pi, cooperate with IP to launch joint theme credit card products with aviation, hotels, department stores, communications, Internet platforms and other industries; With VISA? [7] American Express? MasterCard International, etc? Domestic and foreign card organizations jointly issue high-end card products with rich rights and interests. ? Shanghai Pudong Development Bank Credit Card Center launches "Dream Home Club"? Credit card discount platforms such as Shop Hua Hui have launched market activity systems such as red envelopes, movies, miles and hotels. Shanghai Pudong Development Bank Credit Card provides mobile service platforms such as Puda Xiben APP.

Second, on the basis of basic functions, Pudong Development Credit Card's security precautions for credit cards involve all aspects before, during and after the event, and six security measures have been designed, including the earliest free SMS, instant messaging, photo card, priority dispute handling and the unique 24-hour anti-fraud function in China, which can provide early warning for suspicious transactions around the clock and take precautions in advance. In addition, if the card is lost or stolen, please call the customer service hotline immediately to report the loss in real time. Customer service hotline provides 724-hour all-weather service; At the same time, PUFA Credit Card also provides cardholders with free card loss protection service, and can get compensation for domestic and foreign transactions 72 hours before reporting the loss, with the maximum compensation amount of 654.38+10,000 yuan, which can be said to fully protect the cardholder's card use safety.

Three. 24-hour anti-fraud function Shanghai Pudong Development Bank Credit Card Center adopts advanced anti-fraud system and provides you with the safest and most reliable guarantee with strong technical support. For some suspicious transactions, the system will handle them accordingly, so that you can feel more at ease when using the card. 724-hour all-weather service No matter where you are, just dial the customer service hotline of Shanghai Pudong Development Bank, and you will be able to solve all problems related to the credit card of Shanghai Pudong Development Bank. And through the automatic voice service, you can query the details of accounting status, consultation and promotion activities. At the same time, it also provides 24-hour friendly and meticulous manual service, allowing you to experience all the service concepts of Shanghai Pudong Development Bank Credit Card Center. Lost Card Protection Service If your credit card is lost or stolen, please call Pudong Credit Card Customer Service Hotline to report the loss as soon as possible. For domestic and overseas transactions 72 hours before the loss is reported, if these transactions are not based on passwords, Pudong Credit Card will provide compensation for customers and provide long-term quality protection.

How to use the credit card payment of Pudong Development Credit Card?

Pufa credit card is used like this: log in to the "Pudaxiben" app-search for "credit card". When swiping a credit card, the system will deduct the credit card first, so as long as you swipe your card normally, your credit card will be used up. Pufa credit card payment can be used to deduct the principal of credit card transactions. In addition, credit card payment has a time limit and needs to be used as soon as possible. It's gone after it expires.

1. Pufa Credit Card is actually an activity reward. Like all kinds of vouchers, they cannot be used directly, but they can be used to deduct the transaction amount.

2. After the cardholder meets the standard after participating in the activity, the credit card payment will be returned to the credit card account, which is equivalent to overpayment. If the credit card is in arrears, you can deduct the credit card payment. If there is no debt, then the cardholder will deduct the credit card amount first and then deduct the money from the credit card amount.

3. It should be noted that the credit card payment returned by different activities has different service life and channels. But generally, after obtaining the credit card payment, the bank will send the relevant SMS notification, telling the validity period of the credit card payment, where it can be used, and the rules of use.

1. The product service system of Shanghai Pudong Development Bank Credit Card Center includes: Shanghai Pudong Development Bank Dream Card, a credit card product that can be customized by users; Cooperate with popular institutions and brands at home and abroad, such as the Forbidden City, Barcelona Football Club and Pig Xiao Pi, and cooperate with aviation, hotels, department stores, communications, Internet platforms and other industries to launch joint theme credit card products; Jointly issue high-end card products with rich rights and interests with domestic and foreign card organizations such as VISA, American Express and MasterCard International.

2. The Credit Card Center of Shanghai Pudong Development Bank (hereinafter referred to as "Shanghai Pudong Development Bank") was established on June 5438+ 10, 2004. Is established by Shanghai Pudong Development Bank, specializing in credit card business. The Credit Card Center of Shanghai Pudong Development Bank launched credit card preferential platforms such as "Dream Family Club" and "Xiaopu Huahui", and launched market activity systems such as red envelopes, movies, miles and hotels. Shanghai Pudong Development Bank Credit Card provides mobile service platforms such as Puda Xiben APP.

Operating environment: vivo mobile phone: y 938.1.0 PUFA: v11.2.0.

There are three ways to use Pufa Credit Card Universal Fund.

1. Users can withdraw the universal funds of Shanghai Pudong Development Bank to the savings card account of Shanghai Pudong Development Bank, and the account will be received after the business is handled;

2. Universal funds can be withdrawn from other accounts of users, but it takes 24 hours for this business to arrive;

3. Users can submit relevant applications to Shanghai Pudong Development Bank. After using the credit card, they can repay the loan in installments.

The above is how to use the Pudong Credit Card Universal Fund.

How to repay the universal fund of Shanghai Pudong Development Bank?

After the universal fund is processed, the installment principal and interest will be paid together with the credit card bill. If the user needs to pay back, he can pay back directly to the credit card according to the bill amount. If the user needs to repay in advance, he will choose to pay interest by sharing when applying. Although the account interest paid in advance in the remaining installments can be exempted, the user must pay the remaining principal and 3% of the remaining undistributed expenses as contract liquidated damages in one lump sum, and the paid interest will not be refunded. If the user chooses to pay interest in one lump sum when applying, the user must pay the remaining funds in one lump sum, and the paid interest will not be refunded, but the interest of the prepayment account in the remaining installments can be exempted.

Does Pufa Universal Fund accept credit cards?

The universal fund of Shanghai Pudong Development Bank is the supplementary loan function of credit card. Universal funds are applied within the available cash withdrawal limit of Shanghai Pudong Development Bank's credit card, which means that the universal funds of Shanghai Pudong Development Bank are the applicants who occupy the original credit card limit. Once the application is successful and the Pudong Universal Fund is used, the original credit card limit will be reduced accordingly. If the universal fund of Shanghai Pudong Development Bank is overdue, it is difficult to recover the credit card relief. For users who apply for and use the universal fund, they must repay in full and on time after using the universal fund, and there can be no overdue situation. In addition, the universal fund of Shanghai Pudong Development Bank can repay in advance.

Difference between Shanghai Pudong Development Bank's Consumption Provident Fund and Universal Fund

1, the main purposes are different: the consumer reserve fund of Shanghai Pudong Development Bank is located in the consumption field, and the funds after application are only used for consumption, and it is not allowed to withdraw money or transfer money; The universal fund of Shanghai Pudong Development Bank is positioned in cash installment. After completion, the funds will be transferred to the personal savings card, which can be withdrawn, transferred and used for consumption.

2. The interest on prepayment is different: the consumer reserve fund can voluntarily suspend the related service consultation of Shanghai Pudong Development Bank Credit Card Center, but all the remaining principal and service fees in installments need to be paid in one lump sum, and the paid service fees will not be refunded; Shanghai Pudong Development Bank Universal Fund applied for early termination of the universal fund business process. After the application is completed, 3% of the contract penalty will be deducted, and the installment fee will be deducted once and will not be refunded.

This article is mainly about how to use the knowledge points of Pudong Credit Card Universal Fund, and the content is for reference only.

This is the end of the introduction on how to use and handle the credit card of Shanghai Pudong Development Bank. I wonder if you have found the information you need?