Where can I apply for the reserve fund of Ping An Bank after receiving the SMS?

After receiving the text message, if you want to apply for the consumption reserve fund of Ping An Bank, you only need to reply to the text message according to the prompt. Or try two methods:

(1) Log in to Ping An Pocket Bank, find "Credit Card", click "One-click Loan", and then click "Special Spending Reserve" to apply.

(2) Log in to Ping An One Account, open the "installment financing" interface, and click "reserve fund" to apply.

Bank customers will generate consumption records and credit values when using credit cards. According to the collected data, the bank will prepare a credit loan line several times or even ten times higher than the customer's credit card line in advance. Credit card reserve means that the bank deposits this part of the credit loan amount into the customer's credit card in the form of reserve through activities or wealth management products, and the customer can directly use this part of the loan amount for consumption or bill repayment.

When using a credit card, you should pay attention to the following points to make the withdrawal smoother:

(1) Do not spend more than half of the total amount on a single credit card. Even if it is real consumption, don't concentrate on brushing the quota. So as not to be suspected of cashing out.

(2) Never check the balance before spending by credit card. This record simply says that I am cashing in my credit card.

(3) swipe your card more. The bank provides you with a credit card. I hope you can use it more. If the credit card is not used for a long time, the bank will reduce the credit card limit. And if you spend more on credit cards, you can not only increase the credit card limit. After the number of swipes is reached, the annual credit card fee can be waived.