Is it true that private telephone is the second generation credit report?

No. Credit reporting agencies will not take the initiative to send information to users. The People's Bank of China, for example, has made it clear in official website that they will not inform information individuals by SMS, telephone or email. , or tell them about the blacklist. The credit report sent by private number is untrue and unreliable. Similarly, as a non-governmental organization, people's credit information will not do so. After all, the role of credit reporting agencies is to record information, not to be responsible for the collection task of the platform, so similar text messages are fake.