How to apply for temporary credit line of Pudong Development Credit Card? Is it easy to raise the temporary quota?

How to apply for temporary credit line of Pudong Development Credit Card?

I. Application method for temporary credit line of Pudong Development Credit Card:

1. The easiest way to apply for a temporary credit line of Pudong Development Credit Card is to call customer service and tell them your requirements. If it meets the requirements, a temporary credit line can be obtained after approval.

2. Every bank has its own online bank. You can log on to the online bank of Shanghai Pudong Development Bank, find the card management-temporary quota application, fill in the required quota according to the prompt, and then click Submit Application to know the extraction result.

3. If you are close to the outlets of Shanghai Pudong Development Bank, you can apply for withdrawal at the outlets of Shanghai Pudong Development Bank.

Two. Application conditions for temporary credit line of Pudong Development Credit Card:

1. The applicant must use the credit card of Shanghai Pudong Development Bank for 4 months;

2. You can only withdraw the amount once a month, and you can only apply for the temporary quota for the second time one month after the first withdrawal;

3. The cardholder who applies for withdrawal must keep a good credit record, and there can be no illegal transactions such as cash withdrawal.

Is it easy to mention the temporary credit line of Pudong Development Credit Card?

Under normal circumstances, the applicant can get the result immediately after submitting the application for temporary quota. Generally, you can apply as long as you meet the conditions for applying for withdrawal. The specific amount of temporary quota they can apply for is determined according to the rating of the applicant by the banking system. The general temporary credit line is valid for 1 month, and the credit line will be restored to the original credit line after expiration.

Here are some tips to increase the amount:

1. Banks also need to make money. If cardholders often use credit cards to shop online in installments, so that banks can earn interest from them, banks will be happy to help cardholders increase their credit limit, or repay their credit card bills in installments after consumption, so that banks can earn interest, which is very helpful for increasing the credit card limit.

2. Use credit cards more when spending. Whether shopping, eating or living expenses, people who can use credit cards use them, and they use more types of consumption to increase the activity of using cards; It is best to spend more than 80% of the monthly consumption quota;

Note that it is best not to always choose to pay only the minimum repayment amount when handling installment repayment, which will make the bank think that your repayment ability is limited, which is not conducive to increasing the quota.

Disclaimer: The content of the article cannot be used as the basis for investment, and investment is risky, so you should be cautious when entering the market.