Is it true to cancel the short message of Lending Bao?

According to Baidu Library, it's not true that Lending Bao cancelled the SMS, but it's fake. It is illegal to cancel the loan treasure, which has no legal effect and may bring illegal security risks or losses to the borrower.

Lending treasure is a tool for personal lending and inter-enterprise supply chain financing, which generates and saves electronic contracts for lending or financing between users. Users can repay, extend, cancel accounts, transfer creditor's rights, remind repayment, mediate, litigate by themselves and entrust lawyers to litigate.