Will there be a SMS notification when Bank of Communications forgets to repay the loan? What if Bank of Communications forgets to repay the loan?

Bank of Communications will forget to repay the loan, and there will be no SMS notification. Generally, SMS reminders will be sent to customers' mobile phones a few days before the final repayment date to remind them to repay in time, but there will be no SMS reminders after the repayment deadline. However, some Bank of Communications staff will call customers to remind them of timely repayment and ask the reasons for overdue repayment. Bank of Communications has no influence on me, but if I forget to repay for a long time, it will affect my personal credit. Forgetting to pay is not malicious, but it is also overdue and may happen.

1. What loan business does Bank of Communications have?

The loan business of Bank of Communications includes personal certificate of deposit (national debt) pledge loan, personal small equipment loan, personal long-term business loan, personal short-term business loan, personal shop loan, personal commercial housing loan, personal car loan and Bank of Communications guarantee loan. Other loans include angel loans, easy-to-enjoy loans and e-loans. When making a loan, you should confirm whether you are qualified for the loan and prepare all the loan materials.

Second, the service characteristics of Bank of Communications loan business

1. Convenient application-online application anytime, anywhere;

2. No guarantee-pure credit, no mortgage, no guarantee;

3. Quick approval-automatic approval, instant online access to final results;

4. High quota-up to 500,000 yuan;

5. Low cost-no bid fee; If there is a loan, it will be repaid, and if there is no loan, it will not generate interest;

6. Flexible use-support various ways of using money, such as cash withdrawal, transfer and credit card (the cash withdrawal amount is subject to the actual approval result);

7. All-weather support for 7×24 hours online operation and all-weather support for customers' capital needs.

Third, the Bank of Communications loan conditions

1. A natural person with full capacity for civil conduct, holding a valid identity document and having a fixed residence in the local area;

2. Having a business entity, having been in business for more than 2 years and having rich industry experience;

3. Good prospects for operating the market in compliance with laws and regulations, stable operating income, the ability to repay the principal and interest of loans on schedule, and good willingness to repay;

4. Good credit and no bad credit record;

5. The purpose of the loan conforms to the national industrial policy and the credit policy of Bank of Communications;

6. Other conditions stipulated by the Bank of Communications.