Joke Collection Website - Public benefit messages - What if the bank card suddenly receives a transfer from a stranger?
What if the bank card suddenly receives a transfer from a stranger?
The bank card suddenly received a transfer. I suggest that you only check the specific source of money at the bank counter with your valid ID card, and never ask for your own money. You can go to the bank app or the outlet to check the information of the sender of this money and see if it is a unit, company or individual you know.
This may be caused by the following reasons:
1. Incorrect transfer by others: When others use online banking to transfer money, they may fill in the wrong bank card number, resulting in an error in transfer.
2. Red envelopes issued by merchants: At present, after some e-commerce or software apps bind bank cards to participate in certain activities, the event organizers will send the previously promised red envelopes to users in the form of transfer.
3. Transfer test: During a transfer test, the bank card may inexplicably receive 1 cent.
4. Abnormal banking system: If the banking system is abnormal, the balance in the card may not be displayed correctly.
Four sets of bank cards, that is, other people's bank cards, corresponding bound mobile phone cards, ID cards and U shields. The main buyers of four sets of bank cards are operators and telecom fraud gangs in gambling sites. These four sets of bank cards are often used by them as payment interfaces and money laundering.
The chain of selling four sets of bank cards is very mature, and most of them are team operations. Idle fish, QQ, WeChat and even Tik Tok all hide the information of bank card sales on many platforms. In the dark net, the listed advertisements are more dense. According to a banker, the cost of a set of bank cards, which may sell for several thousand yuan, is only 500 yuan. In addition, some express delivery companies also have internal regulatory loopholes in transportation.
In recent years, the public security system has continuously rectified the crimes of black ash production within its jurisdiction. According to statistics, in 20 19, the Ministry of Public Security and the police in Hunan, Shenzhen, Xiamen and other provinces and cities reported that they had cracked cases related to selling bank cards and corporate corporate accounts, arrested more than 600 suspects involved and seized more than 0/10,000 bank cards.
A stranger gave me a bank card transfer. What should I do?
If a stranger transfers money to your bank card, you should be careful, because it may be fraud. Here are some measures you can take:
Don't use money right away: don't use the money transferred to you by strangers easily, because it may be fraud. Wait a while and see if there will be a refund.
Contact the bank: If you are not sure whether the transfer is safe, you can contact the bank immediately to inform the situation and ask the bank to help confirm the authenticity and safety of the transfer.
Contact the police: If you think this transfer may be a fraud, you should contact the local police agency to report the situation and ask them to assist in investigating the authenticity and source of the transfer.
Keep relevant evidence: keep all evidence related to transfer, including transaction records, transfer documents, chat records, etc. These evidences may help to confirm the authenticity and source of the transfer and provide them to banks and police as the basis for investigation.
In short, if you receive a bank card transfer from a stranger, you should be vigilant and take appropriate measures in time to protect your property and safety.
What if I receive a transfer from someone I don't know?
If you find yourself receiving a transfer from a stranger, first of all, I suggest you call the hotline of your bank with the mobile phone number reserved by your local bank and inform the customer service first. Secondly, it is recommended to be cautious, go directly to the counter to check the staff, ask the bank staff to help you check what the situation is, and help you contact the transfer staff to check whether the transfer is wrong.
There are many ways of transfer settlement, which are mainly divided into two categories: settlement in the same city and settlement in different places. City settlement includes cheque settlement, payment authorization settlement, city collection and acceptance settlement, collection and non-acceptance settlement, limit cheque settlement, etc. Off-site settlement includes off-site collection and acceptance settlement, off-site entrusted collection settlement, exchange settlement, letter of credit settlement and limit settlement. The bank shall handle the transfer settlement and the unit that handles the transfer settlement in the bank shall follow the principle of clearing the money and goods and safeguarding the legitimate rights and interests of both parties, and the bank shall not advance the payment. In addition,
Transfer settlement, also known as "non-cash settlement" and "transfer settlement", refers to the monetary receipt and payment behavior of transferring money from the payer's account to the payee's account through the bank without cash settlement, which is mainly used for the monetary receipt and payment between units due to commodity trading, labor service provision and fund transfer. Transfer settlement is a form of monetary settlement. It can be divided into two categories: settlement in the same city and settlement in different places. Its characteristics are: on the basis of bank credit, on the condition of deposit account, bank credit income and expenditure replace cash flow. In the economic exchanges of various units, cash is only used for businesses below the settlement starting point and within the scope of cash expenditure, which narrows the scope and quantity of cash circulation, makes a large amount of cash flow out of the circulation field, and creates conditions for the state to organize and regulate the currency circulation in a planned way and prevent and curb inflation. The implementation of bank transfer settlement is conducive to gathering idle funds and expanding the sources of bank credit funds. Due to the implementation of transfer settlement, all the funds temporarily unused by each unit are deposited in their bank accounts, and these funds have become one of the important sources of bank credit funds. In addition, transfer settlement is implemented. In the settlement process, the payer has paid, but the voucher is still in transmission, so the payee has not yet entered the account. The in-transit funds thus formed are also the source of bank credit funds.
Bank card suddenly received a transfer from a stranger?
1. It is possible that he made a mistake himself. I think if he makes a mistake, he will try to contact you.
2. If you find yourself receiving a transfer from a stranger, first of all, I suggest that you call the hotline of your bank with the mobile phone number reserved by your local bank and inform the customer service first.
3. Secondly, I suggest you go directly to the counter to check the staff, ask the bank staff to help you check the situation, and help you contact the transfer staff to verify whether the transfer is wrong.
4. Bank card transfer sometimes only needs bank card number, name and ID number, maybe she made a mistake. If he makes a mistake, he will contact the bank and get in touch with you.
5. Maybe someone else made a mistake or inadvertently revealed the card number information. Strangers will not take the initiative to transfer money to others, so be sure to pay attention to the security of bank card accounts.
Stay alert. In addition to stealing everyone's personal information and implementing "wrong account transfer" fraud, scammers also have the following online loan traps.
The following fraudulent information has been refuted, but we should also pay attention to using the "epidemic situation" to call for fraud and ask whether to vaccinate. If you have been vaccinated, please press 1, if you have not been vaccinated, please press 2. As a result, someone who presses 1 will be transferred to online banking information. In the future, you can call the national counter at 96 1 10 if you encounter money-related SMS calls.
1. The swindler obtained the victim's information by illegal means.
2. Borrow money from a loan company in the name of the victim.
3. Liars use everyone's sympathy to transfer medical expenses to their families or tuition fees to their children, fabricate reasons for the wrong transfer, and then let the victims transfer the money to their own accounts.
4. If a similar bank account suddenly adds a sum of money, and the other party asks you to pay it back, you must be calm! Don't do it yourself, just call the police.
In daily life, everyone must pay attention to protecting personal information, avoiding the disclosure of personal information and preventing criminals from using personal information for illegal activities.
6. In case of fraud, please keep the transfer record and call the police in time.
What if the bank card receives a transfer from a stranger?
For general bank card transfer, it is necessary to check the name of the payee and the cardholder's bank card number. If the information is inaccurate, the transfer will not succeed. If there is an error in the delivery, you can use the following methods:
1. It is suggested to call the customer service hotline of the bank with your mobile phone number first, and inform the customer service of the specific situation first.
2. It is suggested to go directly to the counter to verify the staff, ask the bank staff to help you check the situation, contact the transfer personnel and verify whether the transfer is wrong.
In addition, it should be noted that you must contact the bank first, not your own funds, and you must not be greedy. Also pay attention to protection and don't leak it easily.
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