Bank of China SMS query bank card balance?

China Bank's SMS inquiry about bank card balance: When inquiring about the balance, use the bound mobile phone to send the XYKZMYE# card number and the last four digits #CNY to 95566.

The current balance of a savings card refers to all available balances in the card, which can be used directly without any form of conversion. If the account balance on the debit card is different from the available balance, there is unfinished business. May be in the process of business processing to buy financial products, such as funds, no operation. The amount will be temporarily frozen until business hours. Although the current deposit in ordinary savings card can be withdrawn at any time, it is more flexible and convenient, but its interest rate is relatively low.

1. What does the current balance of the bank card mean?

The current balance is the current deposit balance of the account. If the account balance on the debit card is different from the available balance, there is unfinished business.

For example, if the fund subscription is not operated during the fund business processing time, the fund subscription will be temporarily frozen and the business will be completed within the next fund business processing time.

2. When purchasing wealth management products, only the funds are transferred at the end of the period, and only the funds are frozen during the fundraising period.

The above business can be cancelled. If cancelled, the available balance is the same as the account balance. There is also a judicial freeze. Some balances are frozen. Available balance is the actual balance of the account minus the frozen balance. Credit card If you save money yourself, the available balance is the credit limit plus deposit. The account balance is your own deposit balance.

3. If the account balance on the debit card is different from the available balance, there is unfinished business.

For example, if the fund subscription is not operated during the fund business processing time, the fund subscription will be temporarily frozen and the business will be completed within the next fund business processing time. When purchasing wealth management products, only the funds are transferred at the end of the period, and only the funds are frozen during the fundraising period. The above business can be cancelled. If cancelled, the available balance is the same as the account balance. There is also a judicial freeze. Some balances are frozen. Available balance is the actual balance of the account minus the frozen balance. Credit card If you save money yourself, the available balance is the credit limit plus deposit. The account balance is your own deposit balance.