How much will the personal bank account be checked?

According to the relevant regulations on large payment, the user will enter the monitoring state when the personal bill is transferred to the bill or the accumulated amount exceeds 50,000 yuan in a day. Relevant institutions responsible for monitoring include banks and third-party payment institutions, such as WeChat, Alipay and China UnionPay Express. The monitoring agency will use the system to judge whether the current transaction is suspicious. If the monitoring results are normal, it will not affect the normal transfer of users. If the monitoring result is suspicious, it will be reported to the relevant regulatory authorities. The information was delayed, so the customer hasn't received the information yet; 2. It may be that banks and lending institutions haven't had time to send information, and customers naturally haven't received the loan notice; 3. Banks and lending institutions may sometimes accidentally make omissions, so they don't send information to customers; 4. If the SMS interception function is set on the customer's own mobile phone, the SMS sent by the bank or lending institution may be intercepted as spam, and the customer thinks that it has not been received. Usually, after the mortgage loan is successfully received, the customer will receive the notice from the bank or lending institution within one or two days, and if it is fast, it will often be received on the same day. If the message is not received after a few days, customers can check the spam messages in their mobile phones to see if the message is blocked. If no information is received, the customer can call the bank or lending institution to confirm whether it is a real loan.

Personal account receipts exceeding 50,000 RMB will be monitored, and the anti-money laundering system exceeding 200,000 RMB will automatically monitor the data. However, the monitoring efforts of various commercial banks are different, and the handling methods are different. Assuming that the transaction behavior of the payee belongs to normal business, the system early warning will not affect the parties.

Personal accounts transfer (transfer) a large amount of funds in batches or in a centralized manner in a short period of time; 2. The frequency of receipt and payment of enterprise accounts and the transaction amount do not match the business scale of the company; 3. The capital flow of the enterprise does not match the business scope; 4. The ordinary receipts and payments of company accounts are not suitable for its operating characteristics; 5. The periodic huge capital turnover in the enterprise account does not match the business nature of the company; 6. The same payee and payer have recently received and paid funds for many times; 7. Suddenly open an account that has been idle for a long time, and receive and pay a large amount of funds in the short term; 8. Obtaining personal collections unrelated to business scope for many times in a short period of time; 9. The amount, frequency and purpose of deposit and withdrawal are inconsistent with the normal receipt and payment status; 10, the personal account receives and pays more than one million yuan in cash in a short time;

1 1, and in a short period of time, he had many fund activities with regional customers with serious black trading activities such as smuggling;

12. The individual opened an account for many times in a row, and there were a lot of fund transactions before the account was cancelled;

13, individuals deliberately break up the whole into parts to avoid the detection of large transactions;

14. Other suspicious transactions identified by the People's Bank of China;

15. Other suspicious transactions judged by financial institutions.

There are generally several reasons: 1. First, check whether your short message is intercepted, and go to the interception box to see if interception software is installed on your mobile phone, such as interception software 360 of mobile phone housekeeper. 2. Check with the bank whether you left the wrong number, resulting in no SMS reception. 3. Whether the mobile phone is in arrears. 4. Delete the above methods and do your best.