How often does Alipay send the second lawyer's letter?

If loans overdue stays for 3 months, he will send a lawyer's letter. Loans overdue, overdue for more than 3 months, Alipay will have the right to sue. Of course, in real life, we won't sue if it is three months overdue, because litigation takes a lot of energy and time, so Alipay won't sue easily.

However, once a lawsuit is filed, the customer must pay off the debt quickly. If the customer refuses to repay the loan after the judgment of the court, the court can include the customer in the list of untrustworthy people, and then restrict the daily consumption and travel of the customer.