How to change the savings card when it expires?

Cardholders only need to bring their valid identity documents and savings cards to any branch of the issuing bank for card replacement. Some banks also support online card exchange. You can call the bank's customer service hotline for consultation. Some banks also support changing cards without changing the number, that is, making cards on the basis of retaining the original card number. The business of different banks is different, depending on the specific situation of the outlets.

In many mobile banking interfaces, just click on the "Account" column and you will see the "Appointment Card Change" interface. Just select "Deferred Card Replacement" and then select the nearest bank outlet. Enter the received SMS verification code, and the bank will receive your card replacement application. Seeing the progress of card replacement means that it has been completed. You can pick it up after work to avoid unnecessary waiting. However, it is worth emphasizing that sometimes the card numbers in some cards will change. Therefore, the device that previously bound the old card number may need to re-operate the binding.

On the side marked with the card number, except for the exclusive card number of the savings card, the next line is four digits separated by "/". These four numbers are where we look for the validity of savings cards. Generally speaking, among these four figures. The first two digits represent the month and the last two digits represent the year. If "12/2 1" is displayed on the card, it means that your savings card will expire on February 202165438+. Once it expires, subsequent POS consumption and ATM withdrawal may fail. Therefore, in order to avoid unnecessary troubles, it is generally necessary to replace the savings card 3 months before its expiration.

Generally speaking, before the credit card expires, the issuing bank will send a short message to the cardholder to ask if there is any change in its mailing address. If the mailing address changes, the issuing bank will send a new card to the cardholder. After the new card is received and activated, the old card will be invalid. All contracted services and products of the old card, as well as the account, points and credit card amount in the card, will be extended to the new card. Cut the magnetic stripe on the old card along the vertical direction of the scissors. The credit card is valid before the card is changed, otherwise the original card cannot be used.

1. Credit cards are generally valid for three years.

2. After three years, the bank credit card center will evaluate its credit status.

If users have good habits and pay on time, their service life will be prolonged.

4. After long-term use, a new card will be issued, and it needs to be activated.

5. The new card completely inherits the original card.

6. If the credit is bad and the payment is not made on time, there will be no further delay.

Operating environment: Apple 12 ios 14 Agricultural Bank v6.6.0