What should I do if the balance of bank card SMS deduction is insufficient?

If there is no money in the bank card in a short time, the SMS fee will not be deducted, but only the insufficient balance will be reminded, indicating that the SMS fee deduction failed. Users can use SMS reminder service normally as long as they deposit their funds into their bank cards within three months. However, if the short message fee in the user's card is less than 3 months, the bank will automatically stop the short message service.

If the customer's account balance is insufficient or the account is in a special state such as oral loss reporting or password loss reporting, the SMS notification service fee cannot be charged on the debit day (if the customer's debit card account is in a password locked state and the account has not stopped paying, the SMS notification service fee will not be charged for the second time at the end of the month). There is no charge for three consecutive months, and the system will not automatically charge every month. After the system automatically charges, the SMS service will be resumed.

When saving money, the bank will automatically deduct the corresponding SMS deposit fee. However, for bank cards that are not commonly used, users still have to go to the bank to cancel the service in advance, otherwise the bank will still charge SMS fees and service fees according to normal procedures.

Customers can open SMS service through counter, personal online banking and personal bank payment, and only need to pay monthly usage fee. After the arrears are paid successfully, the SMS service can be resumed.

Many people have many cards, but some cards have no money. There used to be a charge for opening a card. If Cary has no money, he won't deduct it. For example, some banks deduct fees for one year. As long as they save money during the deduction period, the bank directly deducts it. And some banks will deduct it every month. If you have no money, you will be reminded that the balance is insufficient, and the SMS fee deduction failed. But if there is no money paid by SMS in the card for more than three months, the bank will automatically cancel this service.

: The specific operation of paying the arrears is as follows:

1. Counter channel: customers can pay fees at any outlets in China with valid identity documents and bank cards with SMS service.

2. personal online banking: security > SMS > SMS payment. Personal banking: home > all > assistant > SMS notification.

3. Tips: You can pay the arrears through personal online banking and personal banking channels without verifying the secure media. Only when the customer is in arrears can you see the payment menu.

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Bank of China 6. 12.0