I owe Bai Hua money. Why did Heng Chang Finance send text messages?

The arrears have been overdue for too long. Heng Chang Finance sent a short message, because the money owed to Bai Hua has been overdue for a long time, and it only needs to be returned as soon as possible. Huabai is a consumer credit product developed by Ant Financial. Users can enjoy the shopping experience of spending first and then paying. Heng Chang Finance is a loan platform under the Heng Chang Financial Group, and has a cooperative relationship with Baihua.